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28A Keene St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 28A Keene St, Lowell, MA 01852

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 2,631 sqft · built 1900
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$359,900 (Jun 2017)
Tax Bill$6,241 (2025)
Deeds & MortgagesJun 2020 Refinance
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNP03850

Property Details

APN / Parcel Number

Primary APNP03850
Alternative APNs
  • LOWE M:181 B:3355 L:28-1
  • M:000181 T:P03850

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area2,631 sqft Living Area
Gross Area3,684 sqft
1st Floor Area957 sqft
Basement Area957 sqft
Unfinished Basement957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialOther
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberP03850
Street Address28A KEENE ST
CityLOWELL
StateMA
Zip01852-3413
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTTF
Legal Block3355
Legal Lot Number28-1
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2004
Census Tract312000

Owner

28A Keene St, a triplex, is owned by two individuals who bought it in June 2017.

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address92 PUTNAM ST, EAST BOSTON, MA 02128-2522
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ALIGN CREDIT UNION
Jun 9, 2017Quit Claim Deed, Transfer · Conventional Mortgage
ALIGN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2017 · Amount on File
Deed SaleJun 9, 2017 · Amount on File
Prior SaleSep 1, 2009 · Amount on File
Deed Book / Page31185 / 144
Transfer Doc031185-144
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address28A KEENE ST, LOWELL, MA 01852-3413
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34198-145
DateJun 3, 2020
Book Page34198/145
Instrument23855
Lender
NameALIGN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJun 9, 2017
Property Address28A KEENE ST, LOWELL, MA 01852-3413
Document Number31185-144
Book / Page031185 / 000144
Instrument DateJun 7, 2017
Instrument23803
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,641.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 KEENE ST LOWELL MA 018523413, LOWELL, MA 01852-3413

Mortgage

Document Number31185-147
DateJun 9, 2017
Book Page031185/000147
Instrument23804
Lender
NameALIGN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 28A Keene St was $6,241, up 5.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,241.00 (+5.55%)$543,600 (+9.49%) Land $100,200 Building $443,400
2024$5,913.00 (+1.67%)$496,500 (+6.02%) Land $90,400 Building $406,100
2023$5,816.00$468,300 Land $78,600 Building $389,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28A Keene St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28A Keene St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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