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20 Keene St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 20 Keene St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,586 sqft · built 1900
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Nov 2020)
Tax Bill$3,299 (2026)
Deeds & MortgagesDec 2021 Refinance
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APNK07895

Property Details

APN / Parcel Number

Primary APNK07895
Alternative APNs
  • LOWE M:181 B:3355 L:20
  • M:000181 T:K07895

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,586 sqft Living Area
Gross Area2,580 sqft
1st Floor Area851 sqft
Basement Area851 sqft
Unfinished Basement851 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberK07895
Street Address20 KEENE ST
CityLOWELL
StateMA
Zip01852-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block3355
Legal Lot Number20
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2004
Census Tract312000

Owner

20 Keene St is owned by a company that acquired it in November 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1955, ANDOVER, MA 01810-0033
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
SILVER HILL FUNDING
Nov 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2020 · Amount on File
Deed SaleNov 6, 2020 · Amount on File
Prior SaleJul 15, 2005 · Amount on File
Deed Document Number202056743
Last Transfer DateNov 30, 2021
Transfer Doc036575-158
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 1, 2021
Property Address20 KEENE ST, LOWELL, MA 01852-3413
Document Number036575-158
Book / Page36575 / 158
Instrument DateNov 30, 2021
Instrument69822
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ORCHARD XING, ANDOVER, MA 01810-4875

Mortgage

Document Number036575-161
DateDec 1, 2021
Book Page36575/161
Instrument69823
Lender
NameSILVER HILL FUNDING
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 6, 2020
Property Address20 KEENE ST, LOWELL, MA 01852-3413
Document Number34879-160
Book / Page034879 / 000160
Instrument DateNov 3, 2020
Instrument56743
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$912.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ORCHARD XING ANDOVER MA 018104875, ANDOVER, MA 01810-4875

Tax Assessment & Valuation

The 2026 property tax bill for 20 Keene St was $3,299, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,299.00 (+6.39%)$290,700 (+7.63%) Land $98,700 Building $192,000$341,248 (+16.14%)
2025$3,101.00 (+3.85%)$270,100 (+7.74%) Land $92,300 Building $177,800$293,835 (+6.99%)
2024$2,986.00 (+6.15%)$250,700 (+10.68%) Land $83,200 Building $167,500$274,645
2023$2,813.00$226,500 Land $72,400 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Keene St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Keene St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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