Middlesex County and Lowell City property record for 22 Keene St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,813 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Apr 2022) |
| Tax Bill | $5,664 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D07290 |
| Primary APN | D07290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,813 sqft Living Area |
| Gross Area | 3,572 sqft |
| 1st Floor Area | 893 sqft |
| Basement Area | 893 sqft |
| Unfinished Basement | 893 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | D07290 |
|---|---|
| Street Address | 22 KEENE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3413 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 3355 |
| Legal Lot Number | 22 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 312000 |
22 Keene St, a duplex, is owned and occupied by an individual who bought it in April 2022.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 KEENE ST, LOWELL, MA 01852-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on File |
| Deed Sale | Apr 19, 2022 · Amount on File |
| Deed Book / Page | 36988 / 72 |
| Prior Transfer Date | Apr 15, 2022 |
| Prior Transfer Doc | 0036988-72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 19, 2022 |
| Property Address | 22 KEENE ST, LOWELL, MA 01852-3413 |
| Document Number | 0036988-72 |
| Book / Page | 36988 / 72 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 16640 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 KEENE ST, LOWELL, MA 01852-3413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016641 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 16641 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 22 KEENE ST, LOWELL, MA 01852-3413 |
| Document Number | 31488-182 |
| Book / Page | 031488 / 000182 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 31488-182 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 031488/000182 |
| Instrument | 42090 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 21, 2032 |
The 2026 property tax bill for 22 Keene St was $5,664, up 4.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,664.00 (+4.48%) | $499,000 (+5.68%) Land $99,900 Building $399,100 | $586,576 |
| 2025 | $5,421.00 (+8.55%) | $472,200 (+12.62%) Land $93,400 Building $378,800 | |
| 2024 | $4,994.00 (+7.37%) | $419,300 (+11.96%) Land $84,200 Building $335,100 | |
| 2023 | $4,651.00 | $374,500 Land $73,200 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Keene St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 22 Keene St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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