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2897 Ridgeway Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2897 Ridgeway Ave, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,368 sqft · built 1959
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$99,000 (Oct 2010)
Tax Bill$2,130 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-27-132-004

Property Details

APN / Parcel Number

Primary APN10-27-132-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area888 sqft
Basement Area888 sqft
Unfinished Basement888 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area18 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2897 RIDGEWAY AVE
CityDUBUQUE
StateIA
Zip52001-5471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 271 LENOX ADD
Legal Range02E
Legal Township89N
Legal Section27
Legal SubdivisionIRVING
Legal Lot Number271
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3016
Census Tract1201

Owner

Source: Dubuque County records · APN 10-27-132-004

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2897 RIDGEWAY AVE, DUBUQUE, IA 52001-5471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2010 · Amount on Record
Deed SaleOct 05, 2010 · Amount on Record
Deed Document Number201015360
Last Transfer DateJul 12, 2023
Transfer Doc0000006706
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2897 RIDGEWAY AVE, DUBUQUE, IA 52001-5471
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003110
DateMar 29, 2018
Instrument2018-00003110
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 23, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,130.00 Homeowner's exemption$171,200 (+8.08%) Land $23,400 Building $147,800$171,200 (+8.08%) Land $23,400 Building $147,800
2024$2,130.00 (+5.45%)
2023$158,400 (+25.74%) Land $22,200 Building $136,200$158,400 (+25.74%) Land $22,200 Building $136,200
2022$2,020.00 Homeowner's exemption$125,970 Land $21,060 Building $104,910
2021$125,970 Land $21,060 Building $104,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610012013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 457 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hawkeye Topco Holdings
Fiber		1,000 / 1,000
Mediacom Communications
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: AMG Technology Investment Group, Comelec Services, Lumen Technologies, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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