Dubuque County property record for 2865 Ridgeway Ave, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,170 sqft · built 1969 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,500 (Jun 2025) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Jun 2025 Second Mortgage Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-206-012 |
| Primary APN | 10-27-206-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 900 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2865 RIDGEWAY AVE |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-5471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 1-276 & 2-277 LENOX ADD |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | IRVING |
| Legal Lot Number | 1-277 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1201 |
Source: Dubuque County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2865 RIDGEWAY AVE, DUBUQUE, IA 52001-5471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Jun 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on Record |
| Deed Sale | Jun 6, 2025 · Amount on Record |
| Deed Document Number | 20255813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 2865 RIDGEWAY AVE, DUBUQUE, IA 52001-5471 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000005815 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025-00005815 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 6, 2025 |
| Property Address | 2865 RIDGEWAY AVE, DUBUQUE, IA 52001-5471 |
| Document Number | 0000005813 |
| Instrument Date | May 23, 2025 |
| Instrument | 2025-00005813 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2865 RIDGEWAY AVE, DUBUQUE, IA 52001-5471 |
| Document Number | 0000005814 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025-00005814 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 | $226,900 (+6.58%) Land $29,700 Building $197,200 | $226,900 (+6.58%) Land $29,700 Building $197,200 |
| 2024 | $3,062.00 (+14.34%) | ||
| 2023 | $212,900 (+29.7%) Land $28,200 Building $184,700 | $212,900 (+29.7%) Land $28,200 Building $184,700 | |
| 2022 | $2,678.00 Homeowner's exemption | $164,150 Land $26,730 Building $137,420 | |
| 2021 | $164,150 Land $26,730 Building $137,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.
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