2907 Ridgeway Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2907 Ridgeway Ave, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1961
Lot Size0.135 acres (5,918 sqft)
OwnerIndividual Name on Record
Tax Bill$2,726 (2024)
Deeds & MortgagesMay 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-27-131-033

Property Details

APN / Parcel Number

Primary APN10-27-131-033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,176 sqft Living Area
Basement Area588 sqft
Finished Basement216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleSplit Level
Exterior MaterialWood Siding
Lot Area5,918 sqft (0.135 acres)
Lot Dimensions108 ft deep x 70 ft wide
Deck Area152 sqft
Patio Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2907 RIDGEWAY AVE
CityDUBUQUE
StateIA
Zip52001-5472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 268 & 1-269 LENOX ADD
Legal SubdivisionIRVING
Legal Lot Number1-269 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3016
Census Tract1201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2907 RIDGEWAY AVE, DUBUQUE, IA 52001-5472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleJul 11, 2024
Record UpdatedJun 8, 2026

May 2022: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionDUBUQUE IA
Recording DateMay 3, 2022
Property Address2907 RIDGEWAY AVE, DUBUQUE, IA 52001-5472
Document Number0000005729
Map ReferenceMB 21 PG 42
Instrument DateApr 28, 2022
Instrument2022-00005729
Transaction TypeForeclosure
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2907 RIDGEWAY AVE, DUBUQUE, IA 52001-5472

Mortgage

Document Number0000005730
DateMay 3, 2022
Instrument2022-00005730
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.25%
Index1-Year CMT
Margin4
Max Rate11.2%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$213,800 (+7.01%) Land $26,500 Building $187,300$213,800 (+7.01%) Land $26,500 Building $187,300
2024$2,726.00 (+9.83%)
2023$199,800 (+38.83%) Land $25,200 Building $174,600$199,800 (+38.83%) Land $25,200 Building $174,600
2022$2,482.00 Homeowner's exemption$143,920 Land $23,860 Building $120,060
2021$143,920 Land $23,860 Building $120,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.

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