2897 Black Oak Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2897 Black Oak Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,936 sqft · built 1974
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,500 (Sep 2021)
Tax Bill	$5,515 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-028-024-000`

Property Details

APN / Parcel Number

Primary APN	`028-028-024-000`
Alternative APN	`028-028-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Wood
Lot Area	33,977 sqft (0.78 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	028-028-024
Street Address	2897 BLACK OAK DR
City	ARNOLD
State	CA
Zip	95223-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWMONT SUB 12 LOT 41
Legal Subdivision	MEADOWMONT SUB
Legal Lot Number	41
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1041
Census Tract	501

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	775 N 18TH ST, SAN JOSE, CA 95112-3035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Intrafamily Transfer, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 17, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Document Number	202116258
Last Transfer Date	Nov 18, 2023
Transfer Doc	0000009994
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Dec 22, 2023
Property Address	2897 BLACK OAK DR, ARNOLD, CA 95223-7643
Document Number	0000009994
Map Reference	PG 89
Instrument Date	Nov 18, 2023
Instrument	2023-009994
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	775 N 18TH ST, SAN JOSE, CA 95112-3035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2897 BLACK OAK DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	ORANGE COAST TITLE OF NORTHE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 BLACK OAK DR, ARNOLD, CA 95223

Mortgage

Document Number	0000015130
Date	Oct 19, 2020
Instrument	2020-015130

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 17, 2021
Property Address	2897 BLACK OAK DR, ARNOLD, CA 95223
Document Number	0000016258
Map Reference	MB 2 PG 89
Instrument Date	Sep 10, 2021
Instrument	2021-016258
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	775 N 18TH ST, SAN JOSE, CA 95112-3035

Mortgage

Document Number	0000016259
Date	Sep 17, 2021
Instrument	2021-016259

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2061

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,314 (+2%) Land $32,472 Building $437,842
2025	$5,515.00 (+2.95%)	$461,093 (+4.04%) Land $31,836 Building $429,257
2023	$5,357.00 (+80.49%)	$443,190 Land $30,600 Building $412,590
2022	$2,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Black Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures