2896 Oakgrove Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2896 Oakgrove Ave, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,295 sqft · built 2015
Lot Size0.56 acres (24,393 sqft)
OwnerIndividual Name on Record
Last Sale$459,990 (Jun 2016)
Tax Bill$7,101 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN288104-4090

Property Details

APN / Parcel Number

Primary APN288104-4090

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Stories1 Story
Building Area3,295 sqft Living Area
Gross Area3,919 sqft
1st Floor Area2,803 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,393 sqft (0.56 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2896 OAKGROVE AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51/81-87 SAINT JOHNS SIX MILE CREEK NORTH UNIT 4 PARCELS 19 20 24 25 26 LOT 9 BLOCK 4 OR4209/1488 & 4620/1474(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 4,
Legal Block4
Legal Lot Number9
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2896 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Oct 2, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2016 · Amount on Record
Deed SaleJun 20, 2016 · Amount on Record
Deed Document Number201638719
Deed Book / Page4209 / 1488
Last Transfer DateSep 12, 2018
Transfer Doc0046201474
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2896 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 OAKGROVE AVE, ST AUGUSTINE, FL 32092-3107

Mortgage

Document Number0053080200
DateJul 1, 2021
Book Page5308/200
Instrument2021073768
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 1, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateOct 2, 2018
Property Address2896 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Document Number0046201474
Book / Page004620 / 001474
Instrument DateSep 12, 2018
Instrument71322
Transaction TypeTransfer
Record UpdatedOct 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2896 OAKGROVE AVE ST AUGUSTINE FL 320923107, ST AUGUSTINE, FL 32092-3107

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$555,855 (+2.7%)$792,305 (-0.46%) Land $255,000 Building $537,305
2025$7,101.00 (+11.74%) Homeowner's exemption$541,241 (+5.99%)$795,946 (+10.41%) Land $255,000 Building $540,946
2024$6,355.00 (+1.91%)
2023$6,236.00 (+2.6%) Homeowner's exemption$510,667 (+3%)$720,929 (+8.09%) Land $240,000 Building $480,929
2022$6,078.00 Homeowner's exemption$495,793$666,975 Land $235,200 Building $431,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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