St. Johns County property record for 2904 Oakgrove Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,075 sqft · built 2015 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Jan 2021) |
| Tax Bill | $8,388 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288104-4110 |
| Primary APN | 288104-4110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,075 sqft Living Area |
| Gross Area | 3,673 sqft |
| 1st Floor Area | 3,075 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,393 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 685 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2904 OAKGROVE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 51/81-87 SAINT JOHNS SIX MILE CREEK NORTH UNIT 4 PARCELS 19 20 24 25 26 LOT 11 BLOCK 4 OR5157/1809 &5472/472 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 4, |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2904 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jan 19, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 21, 2021 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Prior Sale | Dec 2, 2015 · Amount on Record |
| Deed Document Number | 20217373 |
| Deed Book / Page | 5157 / 1809 |
| Last Transfer Date | Jan 12, 2022 |
| Transfer Doc | 0054720472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2904 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3677 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2904 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3677 |
| Document Number | 0062721889 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 6272/1889 |
| Instrument | 2025101320 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2904 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0052390414 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5239/414 |
| Instrument | 2021042426 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 2904 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3677 |
| Document Number | 0054720472 |
| Book / Page | 5472 / 472 |
| Map Reference | MB 51 PG 81-87 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022006391 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2904 OAKGROVE AVE, ST AUGUSTINE, FL 32092-3677 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 21, 2021 |
| Property Address | 2904 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3677 |
| Document Number | 0051571809 |
| Book / Page | 005157 / 001809 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 7373 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2904 OAKGROVE AVE ST AUGUSTINE FL 320923677, ST AUGUSTINE, FL 32092-3677 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $653,994 (+2.7%) | $780,811 (+0.75%) Land $255,000 Building $525,811 | |
| 2025 | $8,388.00 (+11.54%) Homeowner's exemption | $636,800 (+2.9%) | $775,031 (+10.9%) Land $255,000 Building $520,031 |
| 2024 | $7,520.00 (+1.88%) Homeowner's exemption | $618,853 (+3%) | $698,865 (-0.44%) Land $240,000 Building $458,865 |
| 2023 | $7,381.00 (+2.54%) Homeowner's exemption | $600,828 (+3%) | $701,952 (+20.34%) Land $240,000 Building $461,952 |
| 2022 | $7,198.00 Homeowner's exemption | $583,328 | $583,328 Land $235,200 Building $348,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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