2876 Oakgrove Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2876 Oakgrove Ave, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,114 sqft · built 2015
Lot Size0.94 acres (40,946 sqft)
Owner2 Company Names on Record
Last Sale$560,000 (Dec 2018)
Tax Bill$8,001 (2025)
Deeds & MortgagesSep 2023 Transfer
Feb 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN288104-4040

Property Details

APN / Parcel Number

Primary APN288104-4040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,114 sqft Living Area
Gross Area4,335 sqft
1st Floor Area3,114 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area303 sqft
PorchFinished Screened Porch
Porch Area533 sqft
Patio Area962 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2876 OAKGROVE AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51/81-87 SAINT JOHNS SIX MILE CREEK NORTH UNIT 4 PARCELS 19 20 24 25 26 LOT 4 BLOCK 4 OR4654/906 & 5821/1810
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 4,
Legal Block4
Legal Lot Number4
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2876 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Intrafamily Transfer, Transfer
Feb 7, 2020Loan Modification, Mortgage · Conventional Mortgage
VYSTAR CU
Dec 14, 2018Warranty Deed, Transfer
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Document Number201889315
Deed Book / Page4654 / 906
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 7, 2023
Property Address2876 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Document Number0058211810
Book / Page5821 / 1810
Map ReferenceMB 51 PG 81-87
Instrument DateSep 2, 2023
Instrument2023070935
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2876 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address2876 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address2876 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Document Number0049001055
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2876 OAKGROVE AVE ST AUGUSTINE FL 320923107, ST AUGUSTINE, FL 32092-3107

Mortgage

Document Number0049001055
DateMar 11, 2020
Book Page004900/001055
Instrument19828
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 10, 2035
Interest
Rate TypeFixed Rate
Rate3.12%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 14, 2018
Property Address2876 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Document Number0046540906
Book / Page004654 / 000906
Instrument DateDec 7, 2018
Instrument89315
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2876 OAKGROVE AVE ST AUGUSTINE FL 320923107, ST AUGUSTINE, FL 32092-3107

Mortgage

Document Number46540908
DateDec 14, 2018
Book Page004654/000908
Instrument89316
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
AmountAmount Recorded
Term360 Months
DueDec 13, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$624,466 (+2.7%)$955,915 (+0.15%) Land $340,000 Building $615,915
2025$8,001.00 (+11.61%) Homeowner's exemption$608,049 (+5.99%)$954,439 (+17.02%) Land $340,000 Building $614,439
2024$7,169.00 (+1.89%)
2023$7,036.00 (+2.55%) Homeowner's exemption$573,702 (+3%)$815,630 (+8.61%) Land $316,000 Building $499,630
2022$6,861.00 Homeowner's exemption$556,992$750,995 Land $302,400 Building $448,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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