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2896 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2896 Bowen St, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4,244 sqft · built 2018
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Sep 2022)
Tax Bill$2,206 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN333-00-00-114

Property Details

APN / Parcel Number

Primary APN333-00-00-114
Alternative APNs
  • 0333 00 00 1140
  • 47132

Interior

Stories2 Stories
Building Area4,244 sqft Gross Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl
Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Account Number47132
Old Parcel Number0333 00 00 1140
Street Address2896 BOWEN ST
CityELGIN
StateSC
Zip29045-9596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionLOT 10
Legal SubdivisionSANDY CRK II
Legal Lot Number10
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract970909

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2896 BOWEN ST, ELGIN, SC 29045-9596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jan 19, 2021Grant Deed, Transfer · VA Mortgage
QUICKEN LNS
Mar 2, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY
Nov 29, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
PARAMOUNT RESID'L MTG
Feb 6, 2018Deed of Trust, Mortgage
CAPITAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Deed Document Number0000482778
Prior Transfer DateJun 7, 2006
Prior Transfer Doc06169
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2896 BOWEN ST, ELGIN, SC 29045-9596
Document Number0000000565
Instrument DateJan 15, 2021
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 BOWEN ST ELGIN SC 290459596, ELGIN, SC 29045-9596

Mortgage

Document Number0000000565
DateJan 19, 2021
Book Page004388/000082
Instrument565
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJan 19, 2021
Property Address2896 BOWEN ST, ELGIN, SC 29045-9596
Document Number0000000564
Book / Page004388 / 000079
Instrument DateDec 17, 2020
Instrument564
Transaction TypeTransfer
Record UpdatedFeb 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,166.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 BOWEN ST ELGIN SC 290459596, ELGIN, SC 29045-9596

Mortgage

Document Number565
DateJan 19, 2021
Book Page004388/000082
Instrument565
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionKERSHAW SC
Recording DateMar 2, 2020
Property Address2896 BOWEN ST, ELGIN, SC 29045-9596
Document Number0000001861
Book / Page004178 / 000110
Instrument DateFeb 11, 2020
Instrument1861
Transaction TypeForeclosure
Record UpdatedMar 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$816.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1400 TURBINE DR #200 RAPID CITY SD 577034719, 200, RAPID CITY, SD 57703-4719
InvestorPossibly a Property Investor

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateNov 29, 2018
Property Address2896 BOWEN ST, ELGIN, SC 29045-9596
Document Number0000009343
Book / Page003952 / 000250
Instrument DateNov 21, 2018
Instrument9343
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,143.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2896 BOWEN ST ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number9344
DateNov 29, 2018
Book Page003952/000254
Instrument9344
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2896 BOWEN ST, ELGIN, SC 29045-9596
Document Number0000000972
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1049 SUNSET BLVD WEST COLUMBIA SC 291696861, WEST COLUMBIA, SC 29169-6861
InvestorPossibly a Property Investor

Mortgage

Document Number0000000972
DateFeb 7, 2018
Book Page003815/000039
Instrument972
Lender
NameCAPITAL BK
TypeBank
Address3100 EDWARDS MILL RD, RALEIGH, NC 27612-5384
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,206.00 (+1,054.97%)$425,200 (-) Land $30,000 Building $395,200$425,200 (-)
2023$191.00$425,200 Land $30,000 Building $395,200$425,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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