Kershaw County property record for 2863 Bowen St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5,867 sqft · built 2006 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Jul 2026) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 334-00-00-003-SJK |
| Primary APN | 334-00-00-003-SJK |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,867 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 133,294 sqft (3.06 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 840 sqft |
| Porch | Porch |
| Porch Area | 767 sqft |
| Patio Area | 248 sqft |
| Account Number | 45403 |
|---|---|
| Street Address | 2863 BOWEN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GD |
| Legal Description | COURTNEY FARMS SUBDIVISION LOT 3 |
| Legal Subdivision | COURTNEY FARMS SUBDIV |
| Legal Lot Number | 3 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970909 |
Source: Kershaw County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2863 BOWEN ST, ELGIN, SC 29045-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 4, 2026 | Special Warranty Deed, Transfer · Construction Mortgage SIMPLIFILE |
| Sep 23, 2025 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | May 4, 2026 · Amount on Record |
| Deed Document Number | 20266516 |
| Deed Book / Page | 5630 / 115 |
| Prior Transfer Date | Jul 25, 2025 |
| Prior Transfer Doc | 0000006412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 7, 2026 |
| Property Address | 2863 BOWEN ST, ELGIN, SC 29045-9597 |
| Document Number | 0000006516 |
| Book / Page | 5630 / 115 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20266516 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2863 BOWEN ST, ELGIN, SC 29045-9597 |
| Document Number | 0000006517, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20266517 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 4, 2026 |
| Property Address | 2863 BOWEN ST, ELGIN, SC 29045-9597 |
| Document Number | 0000004082 |
| Book / Page | 5580 / 86 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.4082 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136,552.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1228 SHULL ST, WEST COLUMBIA, SC 29169-6442 |
| Document Number | 0000004083, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 5580/91 |
| Instrument | 2026.4083 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Oct 1, 2026 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 23, 2025 |
| Property Address | 2863 BOWEN ST, ELGIN, SC 29045-9597 |
| Document Number | 0020257977 |
| Book / Page | 5433 / 56 |
| Map Reference | MB B102 PG 6B |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025-7977 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 | $361,700 (-) Land $36,700 Building $325,000 | $361,700 (-) |
| 2024 | $2,134.00 (+3,710.71%) | $361,700 (-) Land $36,700 Building $325,000 | $361,700 (-) |
| 2023 | $56.00 | $361,700 Land $36,700 Building $325,000 | $361,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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