Kershaw County property record for 2853 Bowen St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,727 sqft |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 334-00-00-005-SJK |
| Primary APN | 334-00-00-005-SJK |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,727 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Porch | Porch |
| Porch Area | 378 sqft |
| Account Number | 45691 |
|---|---|
| Street Address | 2853 BOWEN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | COURTNEY FARMS SUBDIV LOT 5 |
| Legal Subdivision | COURTNEY FARMS SUBDIV |
| Legal Lot Number | 5 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970909 |
Source: Kershaw County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2853 BOWEN ST, ELGIN, SC 29045-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Mar 28, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2009 |
| Deed Sale | Mar 3, 2009 |
| Prior Sale | May 3, 2004 · Amount on Record |
| Deed Book / Page | 2485 / 49 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2853 BOWEN ST, ELGIN, SC 29045-9597 |
| Document Number | 0000007590 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2853 BOWEN ST ELGIN SC 290459597, ELGIN, SC 29045-9597 |
| Document Number | 0000007590 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 004094/000175 |
| Instrument | 7590 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 28, 2017 |
| Property Address | 2853 BOWEN ST, ELGIN, SC 29045-9597 |
| Document Number | 0000002472 |
| Book / Page | 003670 / 000090 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2472 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2853 BOWEN ST ELGIN SC 290459597, ELGIN, SC 29045-9597 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+9.53%) | $283,900 (-0.18%) Land $36,100 Building $247,800 | $283,900 (-0.18%) |
| 2023 | $1,469.00 | $284,400 Land $36,100 Building $248,300 | $284,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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