Pasco County property record for 28918 Midnight Star Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,611 sqft · built 1995 |
| Lot Size | 0.219 acres (9,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Apr 2017) |
| Tax Bill | $5,490 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-20-0120-00400-0440 |
| Primary APN | 31-26-20-0120-00400-0440 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 1,991 sqft |
| 1st Floor Area | 1,611 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,523 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 406 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 28918 MIDNIGHT STAR LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 44 BLOCK 4 OR 9521 PG 3688 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MEADOW POINTE PARCEL 5 |
| Legal Tract | 120 |
| Legal Block | 4 |
| Legal Lot Number | 44 |
| Legal Unit | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 32112 |
28918 Midnight Star Loop is owned and occupied by two individuals who bought it in April 2017.
Source: Pasco County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28918 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Apr 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on File |
| Deed Sale | Apr 6, 2017 · Amount on File |
| Prior Sale | May 18, 2010 · Amount on File |
| Deed Document Number | 201751177 |
| Deed Book / Page | 9521 / 3688 |
| Prior Transfer Date | Mar 23, 2017 |
| Prior Transfer Doc | 0095213688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28918 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28918 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Document Number | 0104180667 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 10418/667 |
| Instrument | 2021175152 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 6, 2017 |
| Property Address | 28918 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Document Number | 0095213688 |
| Book / Page | 9521 / 3688 |
| Map Reference | MB30 PG143-149 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017051177 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | EXECUTIVE TITLE OF FLORIDA I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 4334 N HAZEL ST APT 1816, 4334, CHICAGO, IL 60613-1474 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28918 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Document Number | 2017051178 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017051178 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 28918 Midnight Star Loop was $5,490 with a homeowner's exemption, down 4.4% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,250 (-0.01%) Land $75,328 Building $227,922 | $303,250 (-0.01%) Land $75,328 Building $227,922 | |
| 2025 | $5,490.00 (-4.44%) Homeowner's exemption | $303,279 Land $75,328 Building $227,951 | $303,279 Land $75,328 Building $227,951 |
| 2024 | $5,745.00 (+2.15%) | ||
| 2023 | $5,624.00 (+18.03%) | $316,576 (+18.49%) Land $68,678 Building $247,898 | $316,576 (+18.49%) Land $68,678 Building $247,898 |
| 2022 | $4,765.00 | $267,174 Land $57,758 Building $209,416 | $267,174 Land $57,758 Building $209,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28918 Midnight Star Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28918 Midnight Star Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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