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2881 Reflection Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2881 Reflection Ln, Ooltewah, TN 37363 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,674 sqft · built 2011
Lot Size0.625 acres (27,266 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Oct 2014)
Tax Bill$3,568 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN150J E 029

Property Details

APN / Parcel Number

Primary APN150J E 029
Alternative APN
  • 0000154820

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,674 sqft Living Area

Exterior

Year BuiltBuilt 2011
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area27,266 sqft (0.625 acres)
Lot Dimensions239 ft deep x 113 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000154820
Street Address2881 REFLECTION LN
CityOOLTEWAH
StateTN
Zip37363-4868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 93 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006
Legal SubdivisionHIDDEN LAKES SUB
Legal Lot Number93
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11314

Owner

Source: Hamilton County records · APN 150J E 029

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2881 REFLECTION LN, OOLTEWAH, TN 37363-4868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2014 · Amount on Record
Deed SaleOct 15, 2014 · Amount on Record
Prior SaleNov 16, 2010 · Amount on Record
Deed Document Number0010377489
Deed Book / Page9558 / 596
Prior Transfer DateJan 20, 2012
Prior Transfer Doc2012012000172
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2881 REFLECTION LN, OOLTEWAH, TN 37363-4868
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000058
DateAug 10, 2021
Book Page12602/514
Instrument2021081000058
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2881 REFLECTION LN, OOLTEWAH, TN 37363-4868
Document Number0804000012
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2881 REFLECTION LN OOLTEWAH TN 373634868, OOLTEWAH, TN 37363-4868

Mortgage

Document Number0804000012
DateAug 04, 2020
Book Page012099/000672
Instrument200804000012
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 03, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,568.00 (+7.5%)$235,425 (+58.7%)$941,700 (+58.7%) Land $80,000 Building $861,700
2024$3,319.00 (-0.27%)$148,350 (-)$593,400 (-) Land $55,000 Building $538,400
2023$3,328.00$148,350$593,400 Land $55,000 Building $538,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 52% of Tennessee
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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