289 E Foster Pl, Lake Forest, IL 60045 Property Records

Lake County property record for 289 E Foster Pl, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,410 sqft · built 1972
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$1,120,000 (Mar 2019)
Tax Bill	$37,227 (2024)
Deeds & Mortgages	May 2023 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-103-004`

Property Details

APN / Parcel Number

Primary APN	`16-04-103-004`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,410 sqft Living Area
Gross Area	6,528 sqft
1st Floor Area	2,205 sqft
2nd Floor Area	2,205 sqft
Upper Floors Area	2,205 sqft
Basement Area	1,234 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Pool Area	646 sqft
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	289 E FOSTER PL
City	LAKE FOREST
State	IL
Zip	60045-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLEIGH SUB UNIT 1 (EX COM AT SW COR SDLOT TH N ON W LN SD LOT 41.36FT TH E TO PNT ON E LN SD LOT 39 FT N OF SE COR TH OF TH S 39FT TO SE COR SDLOT TH W ON S LN SD LOT TO POB) LOT
Legal Subdivision	WESTLEIGH SUB
Legal Lot Number	41
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1026
Census Tract	864602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

289 E Foster Pl is owned and occupied by two individuals who bought it in March 2019.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	289 E FOSTER PL, LAKE FOREST, IL 60045-3047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 22, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 25, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Jan 29, 2016 · Amount on File
Deed Document Number	20197550717
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	0007118710
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	289 E FOSTER PL, LAKE FOREST, IL 60045-3047
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007971988
Date	May 8, 2023
Instrument	7971988

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	289 E FOSTER PL, LAKE FOREST, IL 60045-3047
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007689547
Date	Aug 31, 2020
Instrument	7689547

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

Interest

Rate	3.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	289 E FOSTER PL, LAKE FOREST, IL 60045-3047
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007781738
Date	Apr 28, 2021
Instrument	7781738

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	289 E FOSTER PL, LAKE FOREST, IL 60045-3047
Document Number	0007579042
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	289 E FOSTER PL LAKE FOREST IL 600453047, LAKE FOREST, IL 60045-3047

Mortgage

Document Number	0007579042
Date	Jul 25, 2019
Instrument	7579042

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Interest

Rate	3.75%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Mar 25, 2019
Property Address	289 E FOSTER PL, LAKE FOREST, IL 60045-3047
Document Number	0007550717
Instrument Date	Mar 5, 2019
Instrument	7550717
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	289 E FOSTER PL LAKE FOREST IL 600453047, LAKE FOREST, IL 60045-3047

Mortgage

Document Number	7550719
Date	Mar 25, 2019
Instrument	7550719

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$663,920 Land $251,061 Building $412,859	$1,991,959 Land $753,258 Building $1,238,701
2024	$37,227.00 (+59.44%)
2023	$23,348.00 (-23.61%)	$610,218 (+56.83%) Land $207,044 Building $403,174	$1,830,837 (+56.83%) Land $621,194 Building $1,209,643
2022	$30,565.00	$389,101 Land $212,838 Building $176,263	$1,167,420 Land $638,578 Building $528,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 289 E Foster Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 E Foster Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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