255 E Foster Pl, Lake Forest, IL 60045 Property Records

Lake County property record for 255 E Foster Pl, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 10,029 sqft · built 1918
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Jan 2021)
Tax Bill	$27,049 (2024)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-103-003`

Property Details

APN / Parcel Number

Primary APN	`16-04-103-003`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Stories	2 Stories
Building Area	10,029 sqft Living Area
Gross Area	16,147 sqft
1st Floor Area	5,136 sqft
2nd Floor Area	4,893 sqft
Upper Floors Area	4,893 sqft
Basement Area	4,893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	1,073 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	152 sqft
Greenhouse	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	255 E FOSTER PL
City	LAKE FOREST
State	IL
Zip	60045-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLEIGH SUB UNIT 1 (EX PT LYG S OF A LNRUNG FRM A PNT 47 F T NOF SW COR LOT 6 TO APNT 41.36 FT N OF SE COR LOT 7) LOT 7
Legal Subdivision	WESTLEIGH SUB
Legal Lot Number	6
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1026
Census Tract	864602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161
Individually Listed	Swift, Louis F., House listed 2005 · 1 contributing resources · NRIS 05001256

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

255 E Foster Pl is owned and occupied by two individuals who bought it in January 2021.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
May 26, 2022	Deed of Trust, Mortgage · Line of Credit FIRST WESTERN TRUST BANK
Jan 4, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 8, 2017	Quit Claim Deed FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Dec 9, 2003 · Amount on File
Deed Document Number	20217733206
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	0005824186
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007751667
Date	Feb 18, 2021
Instrument	7751667

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047

Mortgage

Document Number	0007906989
Date	May 26, 2022
Instrument	7906989

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 18, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Jan 4, 2021
Property Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047
Document Number	0007733206
Instrument Date	Nov 6, 2020
Instrument	7733206
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,375.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	340 KING MUIR RD LAKE FOREST IL 600452037, LAKE FOREST, IL 60045-2037

September 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Sep 8, 2017
Property Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047
Document Number	0007426086
Instrument Date	Aug 16, 2017
Instrument	7426086
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	255 E FOSTER PL LAKE FOREST IL 600453047, LAKE FOREST, IL 60045-3047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	255 E FOSTER PL, LAKE FOREST, IL 60045-3047
Document Number	0007426087
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	255 E FOSTER PL LAKE FOREST IL 600453047, LAKE FOREST, IL 60045-3047

Mortgage

Document Number	0007426087
Date	Sep 8, 2017
Instrument	7426087

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,069 Land $204,566 Building $249,503	$3,593,120 Land $771,860 Building $2,821,260
2024	$27,049.00 (-36.64%)
2023	$42,692.00 (+5.71%)	$454,069 (-36.18%) Land $204,566 Building $249,503	$2,400,888 (+12.48%) Land $636,532 Building $1,764,356
2022	$40,387.00	$711,448 Land $218,093 Building $493,355	$2,134,557 Land $654,344 Building $1,480,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 E Foster Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 E Foster Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Foster Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures