162 E Foster Pl, Lake Forest, IL 60045 Property Records

Lake County property record for 162 E Foster Pl, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 6,258 sqft · built 2016
Lot Size	1.5 acres (65,736 sqft)
Owner	Company Name on File
Last Sale	$3,955,000 (Aug 2025)
Tax Bill	$50,065 (2024)
Deeds & Mortgages	Aug 2025 Sale May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-102-039`

Property Details

APN / Parcel Number

Primary APN	`16-04-102-039`
Alternative APN	`16041020100000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,258 sqft Living Area
Gross Area	10,278 sqft
1st Floor Area	2,790 sqft
2nd Floor Area	3,468 sqft
Upper Floors Area	3,507 sqft
Basement Area	2,790 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	65,736 sqft (1.5 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Pool Area	920 sqft
Porch	Enclosed Porch
Porch Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	162 E FOSTER PL
City	LAKE FOREST
State	IL
Zip	60045-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLEIGH SUBDIVISION UNIT 2;LOT 7
Legal Subdivision	WESTLEIGH SUBDIVISION UNIT 2
Legal Lot Number	7
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1025
Census Tract	864602

Owner

162 E Foster Pl is owned by a company that bought it in August 2025.

Source: Lake County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	1209 N ORANGE ST, WILMINGTON, DE 19801-1120
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Warranty Deed, Transfer PRIORITY TITLE COMPANY, PTC
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ONE FLORIDA BANK
Apr 17, 2017	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Jan 5, 2015 · Amount on File
Deed Document Number	20258113730
Prior Transfer Date	Apr 7, 2006
Prior Transfer Doc	0006121804
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 12, 2025
Property Address	162 E FOSTER PL, LAKE FOREST, IL 60045-3046
Document Number	0008113730
Map Reference	MB 1143 PG 319
Instrument Date	Jul 28, 2025
Instrument	8113730
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	PRIORITY TITLE COMPANY, PTC

Transaction

Amount	Amount on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 E FOSTER PL, LAKE FOREST, IL 60045-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 N ORANGE ST, WILMINGTON, DE 19801-1120

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	162 E FOSTER PL, LAKE FOREST, IL 60045-3046
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007974713
Date	May 23, 2023
Instrument	7974713

Lender

Name	ONE FLORIDA BANK
Type	Bank
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 19, 2026

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	162 E FOSTER PL, LAKE FOREST, IL 60045-3046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007386787
Date	Apr 17, 2017
Instrument	7386787

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	162 E FOSTER PL, LAKE FOREST, IL 60045-3046
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007835795
Date	Oct 19, 2021
Instrument	7835795

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2028
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$989,838 (+13.23%) Land $239,012 Building $750,826	$2,969,811 (+13.23%) Land $717,108 Building $2,252,703
2024	$50,065.00 (-5.56%)	$874,206 (+4.2%) Land $211,091 Building $663,115	$2,622,880 (+4.2%) Land $633,336 Building $1,989,544
2023	$53,013.00 (+5.83%)	$838,970 (-8.25%) Land $202,583 Building $636,387	$2,517,162 (-8.25%) Land $607,810 Building $1,909,352
2022	$50,094.00	$914,443 Land $198,267 Building $716,176	$2,743,603 Land $594,860 Building $2,148,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 E Foster Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 E Foster Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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