Monroe County property record for 289 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,911 sqft · built 1989 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,891 (2024) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00193510-000000 |
| Primary APN | 00193510-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 2,171 sqft |
| 1st Floor Area | 1,521 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 446 sqft |
| Patio Area | 1,150 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1255394 |
|---|---|
| Street Address | 289 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 35 SUMMERLAND KEY COVE ADDITION 6 PB5-41 SUMMERLAND KEY OR237-515 OR451-706 OR762-872 OR928-663 OR1052-174 OR1084-1 OR1219-2281 OR1523-1355 OR2049-1611 OR2452-1944 OR2467-479 OR2790-727 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #6 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 289 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2016 |
| Deed Sale | Apr 6, 2016 |
| Prior Sale | May 24, 2010 · Amount on Record |
| Deed Document Number | 20162070468 |
| Deed Book / Page | 2790 / 727 |
| Prior Transfer Date | May 10, 2010 |
| Prior Transfer Doc | 0024670479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 4, 2019 |
| Property Address | 289 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4847 |
| Document Number | 0029880771 |
| Book / Page | 002988 / 000771 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2239570 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 424 MINORCA AVE CORAL GABLES FL 33134, CORAL GABLES, FL 33134 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536,034 (+5.99%) | $1,020,675 (+7.63%) Land $660,000 Building $360,675 | |
| 2024 | $4,891.00 (+4.33%) | ||
| 2023 | $4,688.00 (+2.69%) Homeowner's exemption | $505,756 (+3%) | $948,362 (+16.69%) Land $606,000 Building $342,362 |
| 2022 | $4,565.00 Homeowner's exemption | $491,026 | $812,689 Land $468,000 Building $344,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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