279 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 279 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,497 sqft · built 1994
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Sep 2021)
Tax Bill$8,714 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00193520-000000

Property Details

APN / Parcel Number

Primary APN00193520-000000
Alternative APNs
  • 35662800193520000000
  • 1255408

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,497 sqft Living Area
1st Floor Area1,497 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2012
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area580 sqft

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area423 sqft
Deck Area54 sqft
Patio Area1,942 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1255408
Old Parcel Number35662800193520000000
Street Address279 CARIBBEAN DR E
CitySUMMERLAND KEY
StateFL
Zip33042-4847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 36 SUMMERLAND KEY COVE ADDITION #6 PB5-41 SUMMERLAND KEY OR544-1053 OR1505-869 OR1505-71 OR1559-680 OR3123-1393
Legal Range28E
Legal Township66S
Legal Section35
Legal SubdivisionSUMMERLAND KEY COVE ADD #6
Legal Block2
Legal Lot Number36
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1052
Census Tract971502

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address279 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Prior SaleFeb 4, 1999 · Amount on Record
Deed Document Number2338082
Deed Book / Page3123 / 1393
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 2, 2021
Property Address279 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4847
Document Number0031231393
Book / Page3123 / 1393
Map ReferenceMB 5 PG 41
Instrument DateAug 31, 2021
Instrument2338082
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4847

Mortgage

Document Number31231395
DateSep 2, 2021
Instrument3123/1395
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Mortgage

Document Number0031231405
DateSep 2, 2021
Book Page3123/1405
Instrument2338084
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,002,793 (+5.99%)$1,127,347 (+7.11%) Land $660,000 Building $467,347
2024$8,714.00 (+3.57%)
2023$8,414.00 (+2.7%) Homeowner's exemption$946,148 (+3%)$1,052,541 (+14.58%) Land $606,000 Building $446,541
2022$8,193.00 Homeowner's exemption$918,591 Land $468,000 Building $450,591$918,591 Land $468,000 Building $450,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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