280 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 280 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 1967
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Sep 2021)
Tax Bill	$13,362 (2024)
Deeds & Mortgages	Sep 2021 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00193020-000000`

Property Details

APN / Parcel Number

Primary APN	`00193020-000000`
Alternative APNs	`35662800193020000000` `1254916`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	896 sqft
Basement Area	448 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 120 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	448 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	201 sqft
Deck Area	488 sqft
Patio Area	488 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1254916
Street Address	280 CARIBBEAN DR E
City	SUMMERLAND KEY
State	FL
Zip	33042-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 1 LT 35 SUMMERLAND KEY COVE ADDITION 6 PB5-41 SUMMERLAND KEY OR713-566 OR392-643 OR637-869 OR477-687 OR713-567 OR1276-1002 OR1299-1994 OR2667-1768 OR3084-0868 OR3127-0242
Legal Range	28E
Legal Township	66S
Legal Section	35
Legal Subdivision	SUMMERLAND KEY COVE ADD #6
Legal Block	1
Legal Lot Number	35
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1039
Census Tract	971502

Owner

Source: Monroe County records · APN 00193020-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	280 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4811
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer NOT AVAILABLE, THE CLOSING DEPARTMENT INC
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	20212340785
Deed Book / Page	3127 / 242
Transfer Doc	1299001994
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 22, 2021
Property Address	280 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4811
Document Number	0031270242
Book / Page	3127 / 242
Map Reference	MB 5 PG 41
Instrument Date	Sep 14, 2021
Instrument	2340785
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	NOT AVAILABLE, THE CLOSING DEPARTMENT INC

Transaction

Amount	Amount Recorded
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 INDIAN CREST DR, 88, INDIAN SPRINGS, AL 35124-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 NARCISSUS AVE, BIG PINE KEY, FL 33043-6037

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 26, 2021
Property Address	280 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4811
Document Number	0030840868
Book / Page	3084 / 868
Map Reference	MB 5 PG 41
Instrument Date	Mar 22, 2021
Instrument	2310499
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3451 TROOPER RDG NW, 3451, ACWORTH, GA 30101-4396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 INDIAN CREST DR, INDIAN SPRINGS, AL 35124-3800

Mortgage

Document Number	0003084870
Date	Mar 26, 2021
Instrument	3084/870

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,758,029 (+0.83%) Land $1,291,500 Building $466,529	$1,758,029 (+0.83%) Land $1,291,500 Building $466,529
2024	$13,362.00 (+4.46%)
2023	$12,792.00 (+22.66%)	$1,743,619 (+52.84%) Land $1,303,500 Building $440,119	$1,743,619 (+52.84%) Land $1,303,500 Building $440,119
2022	$10,429.00	$1,140,825 Land $702,000 Building $438,825	$1,140,825 Land $702,000 Building $438,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 454 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	454 in force
Nearby Flood Claims	828 (1998–2022)
Claims Outside the SFHA	2 of 828
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 317 claims Hurricane Wilma, Oct 2005 · 192 claims Hurricane Georges, Sep 1998 · 295 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 100 locations within half a mile of this property.

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