Wabasha County property record for 28878 505th St, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1974 |
| Lot Size | 0.605 acres (26,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,366 (Dec 2007) |
| Tax Bill | $1,586 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02.00330.00 |
| Primary APN | R02.00330.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,352 sqft (0.605 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28878 505TH ST |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-5263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES SUBDIVISION LOT-004 BLOCK-001 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 34 |
| Legal Subdivision | WOODLAND ESTATES SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 490500 |
28878 505th St is owned and occupied by two individuals who bought it in December 2007.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28878 505TH ST, ELGIN, MN 55932-5263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2007 · Amount on File |
| Deed Sale | Dec 31, 2007 · Amount on File |
| Prior Sale | Mar 2, 2007 · Amount on File |
| Deed Document Number | 20071285950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 28878 505TH ST, ELGIN, MN 55932-5263 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000340553 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 340553 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 28878 505th St was $1,586 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| County Subdivision | Elgin Township |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,586.00 Homeowner's exemption | $241,600 Land $70,000 Building $171,600 | $241,600 Land $70,000 Building $171,600 |
| 2023 | $2,720.00 Homeowner's exemption | $227,800 Land $65,000 Building $162,800 | $227,800 Land $65,000 Building $162,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28878 505th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28878 505th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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