Wabasha County property record for 28777 505th St, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,100 sqft · built 1980 |
| Lot Size | 0.559 acres (24,334 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,722 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02.00354.00 |
| Primary APN | R02.00354.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,334 sqft (0.559 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28777 505TH ST |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-5264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES SUBDIVISION LOT-006 BLOCK-003 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 34 |
| Legal Subdivision | WOODLAND ESTATES SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 490500 |
28777 505th St is owned and occupied by an individual.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28777 505TH ST, ELGIN, MN 55932-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 28777 505TH ST, ELGIN, MN 55932-5264 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000325955 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 325955 |
| Name | PHH HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2026 property tax bill for 28777 505th St was $1,722 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| County Subdivision | Elgin Township |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,722.00 Homeowner's exemption | $262,400 Land $70,000 Building $192,400 | $262,400 Land $70,000 Building $192,400 |
| 2023 | $2,848.00 Homeowner's exemption | $244,300 Land $65,000 Building $179,300 | $244,300 Land $65,000 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28777 505th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28777 505th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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