Wabasha County property record for 28800 505th St, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,480 sqft · built 1976 |
| Lot Size | 0.636 acres (27,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,700 (Feb 2016) |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R02.00332.00 |
| Primary APN | R02.00332.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,480 sqft Living Area |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,721 sqft (0.636 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 180 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28800 505TH ST |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-5263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES SUBDIVISION LOT-006 BLOCK-001 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 34 |
| Legal Subdivision | WOODLAND ESTATES SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 490500 |
28800 505th St is owned and occupied by two individuals who bought it in February 2016.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28800 505TH ST, ELGIN, MN 55932-5263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK |
| May 1, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2016 · Amount on File |
| Deed Sale | Feb 26, 2016 · Amount on File |
| Deed Document Number | 2016472073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 28800 505TH ST, ELGIN, MN 55932-5263 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000339754 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 339754 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | ELGIN, MN 55932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 28800 505TH ST, ELGIN, MN 55932-5263 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000334586 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 334586 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | ELGIN, MN 55932 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2034 |
The 2026 property tax bill for 28800 505th St was $2,082 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| County Subdivision | Elgin Township |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 Homeowner's exemption | $309,000 Land $70,000 Building $239,000 | $309,000 Land $70,000 Building $239,000 |
| 2023 | $3,182.00 Homeowner's exemption | $287,100 Land $65,000 Building $222,100 | $287,100 Land $65,000 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28800 505th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28800 505th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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