2875 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2875 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,302 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,500 (Jan 2019)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-038.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-038.00`
Alternative APN	`96959`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,302 sqft Living Area
Gross Area	2,844 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	432 sqft
Porch	Porch
Porch Area	260 sqft

Location & Zoning

Account Number	96959
Street Address	2875 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.250 ACRES
Legal Subdivision	WALNUT CREEK
Legal Block	3D-44
Legal Lot Number	3D-44
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2875 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	201971
Deed Book / Page	1199 / 14
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2875 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006515
Date	Jun 4, 2024
Book Page	5140/264
Instrument	2024006515

Lender

Name	TOWER FCU
Type	Credit Union
Address	7901 SANDY SPRING RD, LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Mar 25, 2054

Interest

Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2875 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 BRIDGEWATER ST, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000004234
Date	Apr 15, 2024
Book Page	5113/330
Instrument	2024004234

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2875 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005913
Date	Apr 15, 2020
Book Page	3975/82
Instrument	2020005913

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,080.00 (+5.64%)	$17,844 (+15%) Land $2,233 Building $15,611	$599,400 (+54.52%) Land $75,000 Building $524,400
2024	$3,862.00 (+2.39%)	$15,516 (-) Land $1,600 Building $13,916	$387,900 (-) Land $40,000 Building $347,900
2023	$3,772.00	$15,516 Land $1,600 Building $13,916	$387,900 Land $40,000 Building $347,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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