2886 Commerce Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 2886 Commerce Rd, Jefferson, GA 30549

Property Summary

Property Type	Self Storage
Details	4,000 sqft · built 2008
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2015)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`051 047`

Property Details

APN / Parcel Number

Primary APN	`051 047`
Alternative APN	`3638`

Interior

Building Area	4,000 sqft Total Area
1st Floor Area	4,000 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	67,518 sqft (1.55 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3638
Street Address	2886 COMMERCE RD
City	JEFFERSON
State	GA
Zip	30549-3413
Property Category	Industrial
Property Type	Industrial > Self Storage
Local Zoning Code	R1
Legal Description	1.551 ACRES PLAT BOOK 65 PAGE 83
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1018
Census Tract	10701

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 MY MOUNTAIN RD, MORGANTON, GA 30560-5620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Oct 22, 2020	Loan Modification, Mortgage MOUNTAIN VLY CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on Record
Deed Sale	Oct 9, 2015 · Amount on Record
Prior Sale	Oct 13, 2003 · Amount on Record
Deed Document Number	20152652
Deed Book / Page	71V / 138
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Sep 24, 2026
Property Address	2886 COMMERCE RD, JEFFERSON, GA 30549-3413
Document Number	0121000613
Book / Page	121Z / 613
Instrument Date	Sep 23, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2886 COMMERCE RD, JEFFERSON, GA 30549-3413

Mortgage

Document Number	0121000613,
Date	Sep 24, 2026
Book Page	121Z/613

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 1, 2029

Interest

Max Rate	-1%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	2886 COMMERCE RD, JEFFERSON, GA 30549-3413
Document Number	00092H0633
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2886 COMMERCE RD JEFFERSON GA 305493413, JEFFERSON, GA 30549-3413

Mortgage

Document Number	00092H0633
Date	Nov 2, 2020
Book Page	00092H/000633

Lender

Name	MOUNTAIN VLY CMNTY BK
Type	Bank
Address	JEFFERSON, GA 30549

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,628 (-) Land $41,720 Building $65,908	$269,070 (-) Land $104,300 Building $164,770
2025	$2,722.00 (+1.95%)	$107,628 (+3.02%) Land $41,720 Building $65,908	$269,070 (+3.02%) Land $104,300 Building $164,770
2024	$2,670.00 (-2.59%)	$104,468 (+0.1%) Land $40,480 Building $63,988	$261,170 (+0.1%) Land $101,200 Building $159,970
2023	$2,741.00 (+11.24%)	$104,360 (+23.12%) Land $40,480 Building $63,880	$260,900 (+23.12%) Land $101,200 Building $159,700
2022	$2,464.00	$84,760 Land $27,000 Building $57,760	$211,900 Land $67,500 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

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