2912 Commerce Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 2912 Commerce Rd, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,113 sqft · built 1948
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Oct 2024)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Dec 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051 048`

Property Details

APN / Parcel Number

Primary APN	`051 048`
Alternative APN	`3639`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,113 sqft Heated Area
1st Floor Area	1,064 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	109 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3639
Street Address	2912 COMMERCE RD
City	JEFFERSON
State	GA
Zip	30549-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.75 ACRE PLAT BK 28 PG 115
Legal Subdivision	J M WILHITE
Legal Block	28
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1018
Census Tract	10701

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2912 COMMERCE RD, JEFFERSON, GA 30549-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LCL
Dec 10, 2018	Quit Claim Deed, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Book / Page	113C / 476
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	00067J0769
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 21, 2023
Property Address	2912 COMMERCE RD, JEFFERSON, GA 30549-3414
Document Number	00109F0753
Book / Page	109F / 753
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 COMMERCE RD, JEFFERSON, GA 30549-3414

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	2912 COMMERCE RD, JEFFERSON, GA 30549-3414
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 COMMERCE RD, JEFFERSON, GA 30549-3414

Mortgage

Document Number	00098B0000000507
Date	Sep 3, 2021
Book Page	000000098B/0000000507

Lender

Name	NATIONSTAR MORTGAGE LCL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 10, 2018
Property Address	2912 COMMERCE RD, JEFFERSON, GA 30549-3414
Document Number	00082Y0632
Book / Page	00082Y / 000632
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2912 COMMERCE RD JEFFERSON GA 305493414, JEFFERSON, GA 30549-3414

Mortgage

Document Number	82Y0635
Date	Dec 10, 2018
Book Page	00082Y/000635

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,120 (-) Land $20,280 Building $24,840	$112,800 (-) Land $50,700 Building $62,100
2025	$1,141.00 (-1.04%)	$45,120 (-) Land $20,280 Building $24,840	$112,800 (-) Land $50,700 Building $62,100
2024	$1,153.00 (+145.84%)	$45,120 (+8.46%) Land $20,280 Building $24,840	$112,800 (+8.46%) Land $50,700 Building $62,100
2023	$469.00 (-1.26%) Homeowner's exemption Additional exemption filed	$41,600 (+75.97%) Land $20,280 Building $21,320	$104,000 (+75.97%) Land $50,700 Building $53,300
2022	$475.00 Homeowner's exemption Additional exemption filed	$23,640 Land $6,880 Building $16,760	$59,100 Land $17,200 Building $41,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

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