2665 Commerce Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 2665 Commerce Rd, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1940
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2024)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jul 2024 Sale & Second Mortgage Nov 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`051 024A`

Property Details

APN / Parcel Number

Primary APN	`051 024A`
Alternative APN	`3605`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,104 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	24,394 sqft (0.56 acres)
Porch	Patio
Porch Area	120 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3605
Street Address	2665 COMMERCE RD
City	JEFFERSON
State	GA
Zip	30549-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.564 AC SVY IN DEED BK 85M PG 238
Legal Block	85M
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2021
Census Tract	10701

Owner

2665 Commerce Rd is owned and occupied by an individual who bought it in July 2024.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 16, 2023	Limited Warranty Deed, Transfer
Apr 11, 2024	Warranty Deed, Transfer
Oct 4, 2023	Foreclosure
Jun 10, 2020	Grant Deed, Transfer AMERICAN FIN'L NTWK INC
Jul 30, 2019	Warranty Deed, Transfer AMERICAN FIN'L NETWORK
Mar 21, 2017	Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Jul 16, 2024 · Amount on File
Deed Book / Page	111S / 394
Prior Transfer Date	Sep 2, 2023
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 16, 2024
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00111S0394
Book / Page	111S / 394
Instrument Date	Jun 8, 2024
Transaction Type	Transfer
Record Updated	Jan 13, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Investor	Possibly a Property Investor

Mortgage

Document Number	00111S0000000424
Date	Jul 16, 2024
Book Page	000000111S/0000000424

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

November 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 16, 2023
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00108W0230
Book / Page	108W / 230
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 11, 2024
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00110L0138
Book / Page	110L / 138
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426

October 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	JACKSON GA
Recording Date	Oct 4, 2023
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00108J0079
Book / Page	108J / 79
Instrument Date	Sep 2, 2023
Transaction Type	Foreclosure
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$1.47
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 10, 2020
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00089V0365
Book / Page	00089V / 000365
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 COMMERCE RD JEFFERSON GA 305493426, JEFFERSON, GA 30549-3426

Mortgage

Document Number	89V0367
Date	Jun 10, 2020
Book Page	00089V/000367

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 30, 2019
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00085M0238
Book / Page	00085M / 000238
Instrument Date	Jul 24, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 COMMERCE RD JEFFERSON GA 305493426, JEFFERSON, GA 30549-3426

Mortgage

Document Number	85M0242
Date	Jul 30, 2019
Book Page	00085M/000242

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	2665 COMMERCE RD, JEFFERSON, GA 30549-3426
Document Number	00076R0259
Book / Page	00076R / 000259
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RUNNERS LN MAYSVILLE GA 305584314, MAYSVILLE, GA 30558-4314

Mortgage

Document Number	00076R0259
Date	Apr 17, 2017
Book Page	00076R/000259

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 16, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2665 Commerce Rd was $2,022, up 15.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,960 (-) Land $15,880 Building $64,080	$199,900 (-) Land $39,700 Building $160,200
2025	$2,022.00 (+15.28%)	$79,960 (-) Land $15,880 Building $64,080	$199,900 (-) Land $39,700 Building $160,200
2024	$1,754.00 (-7.24%)	$79,960 (+11.06%) Land $15,880 Building $64,080	$199,900 (+11.06%) Land $39,700 Building $160,200
2023	$1,891.00 (+29.79%)	$72,000 (+43.66%) Land $15,880 Building $56,120	$180,000 (+43.66%) Land $39,700 Building $140,300
2022	$1,457.00	$50,120 Land $5,360 Building $44,760	$125,300 Land $13,400 Building $111,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2665 Commerce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2665 Commerce Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

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