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2884 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2884 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,440 sqft · built 2008
Lot Size0.458 acres (19,956 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Nov 2013)
Tax Bill$2,124 (2025)
Deeds & MortgagesJan 2025 Transfer
Nov 2019 Sale
Flood ZoneZone VE (high risk)
APN04-07S-03W-3151-000C-0190

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3151-000C-0190
Alternative APN
  • 03W07S043151000C0190

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,956 sqft (0.458 acres)
PorchUnfinished Open Porch
Porch Area376 sqft
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2884 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL C LOT 19 OR 151/632 ST JAMES ISLAND PRK OR 191/137 OR 286/166 OR 233/262 626/406 730/55 732/453 1089/470 1107/119 1408/194-LIFE ESTATE
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionST JAMES ISLAND
Legal BlockC
Legal Lot Number19
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1026
Census Tract970102

Owner

Source: Franklin County records · APN 04-07S-03W-3151-000C-0190

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2884 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 21, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2013 · Amount on Record
Deed SaleNov 01, 2013 · Amount on Record
Prior SaleApr 02, 2003 · Amount on Record
Deed Document Number20137775
Deed Book / Page1107 / 119
Last Transfer DateSep 18, 2024
Transfer Doc0019000011
Record UpdatedJun 08, 2026

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateJan 02, 2025
Property Address2884 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number0019000011
Book / Page1408 / 194
Map ReferenceMB 1 PG 19
Instrument DateSep 18, 2024
Instrument202519000011
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2884 HIGHWAY 98 E, CARRABELLE, FL 32322-8026

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 SUGARLAND RUN DR, STERLING, VA 20164-1173

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN FL
Recording DateNov 21, 2019
Property Address2884 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number0019005191
Book / Page001253 / 000533
Instrument DateNov 13, 2019
Instrument19005191
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2884 HIGHWAY 98 E CARRABELLE FL 323228026, CARRABELLE, FL 32322-8026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+2.12%)$263,129 (+2.9%)$309,258 (-0.88%) Land $112,500 Building $196,758
2024$2,080.00 (-0.38%) Homeowner's exemption$255,713 (+3%)$312,001 (+17.31%) Land $112,500 Building $199,501
2023$2,088.00 (+0.72%) Homeowner's exemption$248,265 (+3%)$265,958 (+4.21%) Land $90,000 Building $175,958
2022$2,073.00 Homeowner's exemption$241,034$255,215 Land $90,000 Building $165,215

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation21.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 11 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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