2896 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2896 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1998
Lot Size	0.461 acres (20,067 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jul 2021)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Jul 2021 Sale Feb 2017 Sale
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3151-000C-0220`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3151-000C-0220`
Alternative APN	`03W07S043151000C0220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,067 sqft (0.461 acres)
Lot Width	1 ft Width
Porch	Finished/Open Porch
Porch Area	444 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2896 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 BL C 50 FT OF LOT 21 & ALL OF LOT 22 ST JAMES ISLAND OR 95/476 214/396 462/58 1185/61 1306/604
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND
Legal Block	C 50
Legal Lot Number	21,22
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1026
Census Tract	970102

Owner

Source: Franklin County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2011 SPRINGHILL DR, VALDOSTA, GA 31602-2135
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer NATIONAL GRANITE TITLE INSURANCE AGC, NATIONAL CONSUMERS TTL INS C
Feb 1, 2017	Warranty Deed, Transfer WAKULLA TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	20214249
Deed Book / Page	1306 / 604
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 1, 2021
Property Address	2896 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number	0019004249
Book / Page	1306 / 604
Map Reference	MB 1 PG 19
Instrument Date	Jul 1, 2021
Instrument	202119004249
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	NATIONAL GRANITE TITLE INSURANCE AGC, NATIONAL CONSUMERS TTL INS C

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7663 FORDS FERRY RD, MARION, KY 42064-6028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 SPRINGHILL DR, VALDOSTA, GA 31602-2135

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 1, 2017
Property Address	2896 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number	0019000441
Book / Page	001185 / 000061
Instrument Date	Jan 20, 2017
Instrument	19000441
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2119 BENT OAK CT PANAMA CITY BEACH FL 324085714, PANAMA CITY BEACH, FL 32408-5714

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 (+2.71%)	$420,349 (-0.64%) Land $225,000 Building $195,349	$420,349 (-0.64%) Land $225,000 Building $195,349
2024	$3,837.00 (+9.6%)	$423,073 (+19.48%) Land $225,000 Building $198,073	$423,073 (+19.48%) Land $225,000 Building $198,073
2023	$3,501.00 (+0.6%)	$354,099 (+3.26%) Land $180,000 Building $174,099	$354,099 (+3.26%) Land $180,000 Building $174,099
2022	$3,480.00	$342,929 Land $180,000 Building $162,929	$342,929 Land $180,000 Building $162,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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