2884 E Sarnia St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2884 E Sarnia St, Ontario, CA 91761

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 1,640 sqft · built 2019
Lot Size0.071 acres (3,079 sqft)
Owner2 Individual Names on Record
Last Sale$442,500 (Oct 2019)
Tax Bill$8,511 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0218-643-40-0000

Property Details

APN / Parcel Number

Primary APN0218-643-40-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area2,156 sqft
1st Floor Area756 sqft
2nd Floor Area884 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area3,079 sqft (0.071 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2884 E SARNIA ST
CityONTARIO
StateCA
Zip91761-7950
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18419 LOT 208 BOOK 348 PAGE 79 AND INTEREST IN COMMON AREA AS SHOWN ON TRACT 18419
Legal SubdivisionTRACT NO 18419
Legal Tract18419
Legal Block2
Legal Lot Number208
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2017
Census Tract1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2884 E SARNIA ST, ONTARIO, CA 91761-7950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 31, 2019Grant Deed, Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2019 · Amount on Record
Deed SaleOct 31, 2019 · Amount on Record
Deed Document Number2019393802
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address2884 E SARNIA ST, ONTARIO, CA 91761-7950
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyPROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2884 E SARNIA ST, ONTARIO, CA 91761-7950

Mortgage

Document Number0000423215
DateSep 16, 2021
Instrument2021-0423215
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 31, 2019
Property Address2884 E SARNIA ST, ONTARIO, CA 91761-7950
Document Number0000393802
Map ReferenceMB 348 PG 79-91
Instrument DateOct 10, 2019
Instrument2019-0393802
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2884 E SARNIA ST, ONTARIO, CA 91761-7950

Mortgage

Document Number0000393804
DateOct 31, 2019
Instrument2019-0393804
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$493,272 (+2%) Land $172,906 Building $320,366
2025$8,511.00 (+4.69%)$483,600 (+4.04%) Land $169,516 Building $314,084
2023$8,130.00 (+0.87%)$464,820 Land $162,933 Building $301,887
2022$8,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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