San Bernardino County property record for 2874 E Sarnia St, Ontario, CA 91761
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 2019 |
| Lot Size | 0.071 acres (3,079 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,500 (Aug 2019) |
| Tax Bill | $8,184 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0218-643-39-0000 |
| Primary APN | 0218-643-39-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 1,946 sqft |
| 1st Floor Area | 580 sqft |
| 2nd Floor Area | 890 sqft |
| Family Room | Family Room |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 3,079 sqft (0.071 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 2874 E SARNIA ST |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91761-7950 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18419 LOT 207 BOOK 348 PAGE 79 AND INTEREST IN COMMON AREA AS SHOWN ON TRACT 18419 |
| Legal Subdivision | TRACT NO 18419 |
| Legal Tract | 18419 |
| Legal Block | 2 |
| Legal Lot Number | 207 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1906 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2874 E SARNIA ST, ONTARIO, CA 91761-7950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 30, 2019 | Grant Deed, Transfer · FHA Mortgage THELENDER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 2019311002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2874 E SARNIA ST, ONTARIO, CA 91761-7950 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2874 E SARNIA ST, ONTARIO, CA 91761-7950 |
| Document Number | 0000143192 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-0143192 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2874 E SARNIA ST, ONTARIO, CA 91761-7950 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2874 E SARNIA ST, ONTARIO, CA 91761-7950 |
| Document Number | 0000101221 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-0101221 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 30, 2019 |
| Property Address | 2874 E SARNIA ST, ONTARIO, CA 91761-7950 |
| Document Number | 0000311002 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 311002 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | FIRST AMERICAN TITLE SUBDIVISI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.45 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2874 E SARNIA ST ONTARIO CA 917617950, ONTARIO, CA 91761-7950 |
| Document Number | 311004 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 311004 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $478,870 (+2%) Land $167,329 Building $311,541 | |
| 2025 | $8,184.00 (+4.69%) | $469,480 (+4.04%) Land $164,048 Building $305,432 |
| 2023 | $7,817.00 (+0.88%) | $451,249 Land $157,677 Building $293,572 |
| 2022 | $7,749.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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