2854 E Sarnia St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2854 E Sarnia St, Ontario, CA 91761

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 1,640 sqft · built 2019
Lot Size0.071 acres (3,079 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (May 2026)
Tax Bill$8,659 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0218-643-37-0000

Property Details

APN / Parcel Number

Primary APN0218-643-37-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area2,156 sqft
1st Floor Area756 sqft
2nd Floor Area884 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area3,079 sqft (0.071 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address2854 E SARNIA ST
CityONTARIO
StateCA
Zip91761-7950
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18419 LOT 205 BOOK 348 PAGE 79 AND INTEREST IN COMMON AREA AS SHOWN ON TRACT 18419
Legal Subdivision348M79-91
Legal Tract18419
Legal Block2
Legal Lot Number205
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2017
Census Tract1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2854 E SARNIA ST, ONTARIO, CA 91761-7950
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Grant Deed, Transfer · Conventional Mortgage
PACIFIC FINANCIAL SERVICES
Aug 27, 2019Grant Deed, Transfer · ARM
CATHAY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2026 · Amount on Record
Deed SaleMay 7, 2026 · Amount on Record
Prior SaleAug 27, 2019 · Amount on Record
Deed Document Number2026116308
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 7, 2026
Property Address2854 E SARNIA ST, ONTARIO, CA 91761-7950
Document Number0000116308
Instrument DateApr 3, 2026
Instrument2026116308
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73,326.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2854 E SARNIA ST, ONTARIO, CA 91761-7950

Mortgage

Document Number0000116309,
DateMay 7, 2026
Instrument2026116309
Lender
NamePACIFIC FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateAug 27, 2019
Property Address2854 E SARNIA ST, ONTARIO, CA 91761-7950
Document Number0000303271
Map ReferenceMB 348 PG 79-91
Instrument DateMay 1, 2019
Instrument2019-0303271
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2854 E SARNIA ST, ONTARIO, CA 91761-7950

Mortgage

Document Number0000303273
DateAug 27, 2019
Instrument2019-0303273
Lender
NameCATHAY BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate10.1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$506,915 (+2%) Land $178,484 Building $328,431
2025$8,659.00 (+4.77%)$496,975 (+4.04%) Land $174,984 Building $321,991
2023$8,265.00 (+0.87%)$477,676 Land $168,189 Building $309,487
2022$8,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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