2422 12th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2422 12th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details1,300 sqft · built 1987
Lot Size14.3 acres (626,393 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Apr 2012)
Tax Bill$2,908 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-006-1400

Property Details

APN / Parcel Number

Primary APN25-006-1400
Alternative APNs
  • 25-00006-1400
  • 16736

Interior

Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1994
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area626,393 sqft (14.3 acres)
Garage TypeDetached
Garage Area960 sqft
DrivewayDriveway
Deck Area256 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16736
Street Address2422 12TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionTHAT PT OF SE 1/4 OF NE 1/4 DESC AS FOLL: COMM AT THE SE CORNER OF SAID SE 1/4 OF NE 1/4; THENCE N 01 DEG 48 MIN 45 SEC W ON
Legal Range30W
Legal Township35N
Legal Section06
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1010
Census Tract30301

Owner

2422 12th St SE is owned and occupied by two individuals who bought it in April 2012.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address2422 12TH ST SE, SAINT CLOUD, MN 56304-9705
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2012 · Amount on File
Deed SaleApr 26, 2012 · Amount on File
Prior SaleSep 14, 1998 · Amount on File
Deed Document Number2012748326
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address2422 12TH ST SE, SAINT CLOUD, MN 56304-9705
Document Number0000053986
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedSep 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2422 12TH ST SE ST CLOUD MN 563049705, ST CLOUD, MN 56304-9705

Mortgage

Document Number0000053986
DateAug 15, 2017
Instrument53986
Lender
NameLIBERTY BK MN
AddressSAINT CLOUD, MN 56302
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2422 12th St SE was $2,908 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,000 (+2.19%) Land $169,100 Building $199,900$369,000 (+2.19%) Land $169,100 Building $199,900
2025$2,908.00$361,100 Land $161,000 Building $200,100$361,100 Land $161,000 Building $200,100
2023$2,456.00$333,300 Land $146,500 Building $186,800
2021$333,300 Land $146,500 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2422 12th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2422 12th St SE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 81% of Minnesota
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arvig
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 12th St SE

Nearby Streets

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