28822 S Lake Dr, Temecula, CA 92591 Property Records

Riverside County property record for 28822 S Lake Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,921 sqft · built 2006
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$533,000 (Feb 2007)
Tax Bill	$9,415 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`916-480-037`

Property Details

APN / Parcel Number

Primary APN	`916-480-037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,921 sqft Living Area
Gross Area	2,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	28822 S LAKE DR
City	TEMECULA
State	CA
Zip	92591-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.08 ACRES M/L IN LOT 17 MB 398/009 TR 32104
Legal Subdivision	TRACT 32104
Legal Tract	32104
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4004
Census Tract	49600

Owner

28822 S Lake Dr is owned and occupied by two individuals who acquired it in July 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28822 S LAKE DR, TEMECULA, CA 92591-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit PACIFIC PREMIER BANK
Mar 24, 2017	Quit Claim Deed, Transfer DOCSTAR SERVICES LLC, DOCSTAR SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2007 · Amount on File
Deed Sale	Feb 16, 2007 · Amount on File
Deed Document Number	2007113865
Last Transfer Date	Jul 20, 2021
Transfer Doc	0000444625
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 26, 2021
Property Address	28822 S LAKE DR, TEMECULA, CA 92591-2512
Document Number	0000444625
Map Reference	MB 398 PG 9-14
Instrument Date	Jul 20, 2021
Instrument	2021-0444625
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28822 SOUTH LAKE DR, TEMECULA, CA 92591-2512

Mortgage

Document Number	0000444626
Date	Jul 26, 2021
Instrument	2021-0444626

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28822 S LAKE DR, TEMECULA, CA 92591-2512
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28822 S LAKE DR, TEMECULA, CA 92591-2512

Mortgage

Document Number	0000110483
Date	Feb 22, 2021
Instrument	2021-0110483

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 24, 2017
Property Address	28822 S LAKE DR, TEMECULA, CA 92591-2512
Document Number	0000119526
Instrument Date	Mar 22, 2017
Instrument	119526
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	DOCSTAR SERVICES LLC, DOCSTAR SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	28822 S LAKE DR TEMECULA CA 925912512, TEMECULA, CA 92591-2512

Tax Assessment & Valuation

The 2025 property tax bill for 28822 S Lake Dr was $9,415.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,364 (+2%) Land $245,969 Building $482,395
2025	$9,415.00	$714,084 Land $241,147 Building $472,937
2023	$9,245.00 (+1.82%)	$686,357 Land $231,784 Building $454,573
2022	$9,080.00
2021			$508,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28822 S Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28822 S Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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