28801 S Lake Dr, Temecula, CA 92591 Property Records

Riverside County property record for 28801 S Lake Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,144 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$500,454 (Aug 2019)
Tax Bill	$6,809 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`916-480-045`

Property Details

APN / Parcel Number

Primary APN	`916-480-045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	28801 S LAKE DR
City	TEMECULA
State	CA
Zip	92591-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.07 ACRES M/L IN LOT 25 MB 398/009 TR 32104
Legal Subdivision	TRACT 32104
Legal Tract	32104
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4011
Census Tract	49600

Owner

28801 S Lake Dr is owned and occupied by an individual who bought it in August 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	28801 S LAKE DR, TEMECULA, CA 92591-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 16, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Jul 7, 2009 · Amount on File
Deed Document Number	2019315053
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28801 S LAKE DR, TEMECULA, CA 92591-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126208
Date	Mar 18, 2020
Instrument	2020-0126208

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28801 S LAKE DR, TEMECULA, CA 92591-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28801 S LAKE DR, TEMECULA, CA 92591-2513

Mortgage

Document Number	0000583177
Date	Nov 20, 2020
Instrument	2020-0583177

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 16, 2019
Property Address	28801 S LAKE DR, TEMECULA, CA 92591-2513
Document Number	0000315053
Map Reference	MB 398 PG 9-14
Instrument Date	Jul 20, 2019
Instrument	2019-0315053
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28801 S LAKE DR, TEMECULA, CA 92591-2513

Mortgage

Document Number	0000315054
Date	Aug 16, 2019
Instrument	2019-0315054

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28801 S LAKE DR, TEMECULA, CA 92591-2513
Document Number	0000122454
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28801 S LAKE DR TEMECULA CA 925912513, TEMECULA, CA 92591-2513

Mortgage

Document Number	0000122454
Date	Mar 28, 2017
Instrument	122454

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28801 S Lake Dr was $6,809 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,555 (+2%) Land $139,437 Building $368,118
2025	$6,809.00 Homeowner's exemption	$497,603 Land $136,703 Building $360,900
2023	$6,702.00 (+1.78%) Homeowner's exemption	$478,283 Land $131,396 Building $346,887
2022	$6,585.00
2021			$545,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28801 S Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28801 S Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

Nearby Properties on S Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures