Riverside County property record for 28809 S Lake Dr, Temecula, CA 92591
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 2006 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Jul 2021) |
| Tax Bill | $7,760 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 916-480-044 |
| Primary APN | 916-480-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| Gross Area | 2,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 28809 S LAKE DR |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92591-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .07 ACRES M/L IN LOT 24 MB 398/009 TR 32104 |
| Legal Subdivision | TRACT NO 32104 |
| Legal Tract | 32104 |
| Legal Lot Number | 24 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 49600 |
Source: Riverside County records · APN 916-480-044
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28809 S LAKE DR, TEMECULA, CA 92591-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 13, 2021 | Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jan 29, 2019 | Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB |
| Jan 30, 2018 | Loan Modification, Mortgage · Line of Credit COMPASS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Document Number | 2021421073 |
| Prior Transfer Date | May 22, 2012 |
| Prior Transfer Doc | 0000400905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 28809 S LAKE DR, TEMECULA, CA 92591-2513 |
| Document Number | 0000421073 |
| Map Reference | MB 398 PG 9-14 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021-0421073 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28809 SOUTH LAKE DR, TEMECULA, CA 92591-2513 |
| Document Number | 0000421074 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0421074 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 29, 2019 |
| Property Address | 28809 S LAKE DR, TEMECULA, CA 92591-2513 |
| Document Number | 0000030530 |
| Map Reference | MB 398 PG 9-14 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 2019-0030530 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 28809 S LAKE DR, TEMECULA, CA 92591-2513 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030531 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019-0030531 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 28809 S LAKE DR, TEMECULA, CA 92591-2513 |
| Document Number | 0000451866 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 28809 S LAKE DR TEMECULA CA 925912513, TEMECULA, CA 92591-2513 |
| Document Number | 0000451866 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 451866 |
| Name | COMPASS BK |
|---|---|
| Type | Bank |
| Address | MURRIETA, CA 92562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,760.00 (+1.81%) | $604,888 (+4.04%) Land $132,651 Building $472,237 | |
| 2023 | $7,622.00 (+1.87%) | $581,400 Land $127,500 Building $453,900 | |
| 2022 | $7,482.00 | ||
| 2021 | $501,390 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| MJM Telecom Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: California Internet, San Diego Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 400 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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