2881 145th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 2881 145th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,911 sqft · built 1984
Lot Size20 acres (871,200 sqft)
Owner2 Company Names on Record
Last Sale$360,000 (Aug 2026)
Tax Bill$1,002 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone A (high risk)
APN18-01S-13E-04675-003001

Property Details

APN / Parcel Number

Primary APN18-01S-13E-04675-003001
Alternative APN
  • 04675003001

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,911 sqft Living Area
1st Floor Area2,911 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Exterior MaterialComposition/Composite
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area871,200 sqft (20 acres)
Garage Area806 sqft
Patio Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2881 145TH RD
CityLIVE OAK
StateFL
Zip32060-8236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 13.00 ACRES S1/2 OF NE1/4 OF SE1/4 LESS & EXCEPT: COM AT THE SW COR OF NE1/4 OF SE1/4 FOR THE POB THENCE RUN N 00 DEG 48'33 W ALONG THE W LINE OF SAID NE1/4 OF SE1/4 A DISTANCE OF 662.42 FT TO THE NW COR OF THE S1/2 OF NE1/4 OF SE1/4 THENCE RUN N
Legal Range13E
Legal Township01S
Legal Section18
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group4
Census Block4001
Census Tract970200

Owner

Source: Suwannee County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address9515 SANDLER RD, JACKSONVILLE, FL 32222-1415
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Prior SaleMay 9, 2024 · Amount on Record
Deed Document Number20268701
Deed Book / Page2724 / 302
Prior Transfer DateFeb 10, 2005
Prior Transfer Doc0603065438
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateAug 14, 2026
Property Address2881 145TH RD, LIVE OAK, FL 32060-8236
Document Number0000008701
Book / Page2724 / 302
Instrument DateAug 11, 2026
Instrument20268701
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyCLOUD TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$254,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address9515 SANDLER RD, JACKSONVILLE, FL 32222-1415

Mortgage

Document Number0000008702,
DateAug 14, 2026
Instrument20268702
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,002.00 (-25.72%) Homeowner's exemption$309,694 (+95.58%) Land $81,900 Building $227,794$309,694 (-0.99%) Land $81,900 Building $227,794
2024$1,349.00 (+20.66%)
2023$1,118.00 (+122.71%) Homeowner's exemption$158,345 (+3%)$312,781 (+44.61%) Land $110,000 Building $202,781
2022$502.00 Homeowner's exemption$153,733$216,291 Land $69,000 Building $147,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
50 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 145th Rd

Nearby Streets

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