3089 145th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 3089 145th Rd, Live Oak, FL 32060 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,920 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Aug 1999)
Tax Bill	$355 (2024)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone A (high risk)
APN	`18-01S-13E-04675-002000`

Property Details

APN / Parcel Number

Primary APN	`18-01S-13E-04675-002000`
Alternative APN	`04675002000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04675002000
Street Address	3089 145TH RD
City	LIVE OAK
State	FL
Zip	32060-8237
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 5.00 ACRES S1/2 OF SE1/4 OF SE1/4 OF SE1/4 ORB 758 P 134 WD YR 2000 ORB 489 P 010 DC YR 95
Legal Range	13E
Legal Township	01S
Legal Section	18
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	4
Census Block	4001
Census Tract	970200

Owner

Source: Suwannee County records · APN 18-01S-13E-04675-002000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3089 145TH RD, LIVE OAK, FL 32060-8237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 1999 · Amount on Record
Deed Sale	Aug 01, 1999 · Amount on Record
Deed Document Number	0000758134
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	May 06, 2026
Property Address	3089 145TH RD, LIVE OAK, FL 32060-8237
Document Number	0000004813
Book / Page	2696 / 303
Instrument Date	Apr 28, 2026
Instrument	20264813
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 145TH RD, LIVE OAK, FL 32060-8237

Mortgage

Document Number	0000004813,
Date	May 06, 2026
Book Page	2696/303
Instrument	20264813

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,788 (+5.99%)	$150,223 (+45.44%) Land $52,375 Building $97,848
2024	$355.00
2023	$355.00 (+2.9%)	$83,773 (+3%)	$103,288 (+9.74%) Land $39,750 Building $63,538
2022	$345.00	$81,333	$94,117 Land $34,500 Building $59,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219702004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 787 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.