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2026 145th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 2026 145th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,371 sqft · built 1978
Lot Size15 acres (653,400 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jul 2019)
Tax Bill$2,356 (2024)
Deeds & MortgagesOct 2023 Mortgage
Jul 2020 Mortgage
+ 6 more
Flood ZoneZone A (high risk)
APN08-01S-13E-04585-002000

Property Details

APN / Parcel Number

Primary APN08-01S-13E-04585-002000
Alternative APN
  • 04585002000

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,371 sqft Living Area
1st Floor Area966 sqft
2nd Floor Area476 sqft
Upper Floors Area476 sqft
FlooringPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2021
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area653,400 sqft (15 acres)
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number04585002000
Street Address2026 145TH RD
CityLIVE OAK
StateFL
Zip32060-8268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 15.00 ACRES FOR PT OF REF COM AT THE NW COR OF SW1/4 & RUN THENCE S 00D EG 17'10 W ALONG THE W LINE OF SAID SECTION A
Legal Range13E
Legal Township01S
Legal Section08
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group4
Census Block4001
Census Tract970200

Owner

2026 145th Rd is owned and occupied by an individual who bought it in July 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2026 145TH RD, LIVE OAK, FL 32060-8268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · USDA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Jul 20, 2020Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC
Jul 31, 2019Warranty Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
May 11, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 24, 2019Warranty Deed, Transfer
MILESTONE TITLE SERVICES
Jan 10, 2018Grant Deed, Transfer
GULLETT TITLE INC
Jul 26, 2017Trustee's Deed, Foreclosure
Jun 8, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on File
Deed SaleJul 31, 2019 · Amount on File
Prior SaleJun 24, 2019
Deed Document Number0002132226
Deed Book / Page2132 / 226
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address145TH RD, LIVE OAK, FL 32060

Mortgage

Document Number0000271148
DateOct 2, 2023
Book Page2469/118
Instrument2023271148
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term359 Months
DueSep 26, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000228037
DateJul 20, 2020
Book Page2199/353
Instrument2020228037
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJul 31, 2019
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Document Number0000217306
Book / Page2132 / 0226
Instrument DateJul 30, 2019
Instrument2019217306
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyMILESTONE TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2026 145TH RD, LIVE OAK, FL 32060-8268

Mortgage

Document Number0000000227
DateJul 31, 2019
Instrument2132-0227
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateMay 11, 2020
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Document Number0000226033
Book / Page002186 / 000081
Instrument DateJul 30, 2019
Instrument226033
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2026 145TH RD DOWLING PARK FL 320608268, DOWLING PARK, FL 32060-8268

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJun 24, 2019
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Document Number0000216160
Book / Page002125 / 000126
Instrument DateJun 11, 2019
Instrument216160
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyMILESTONE TITLE SERVICES

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2026 145TH RD LIVE OAK FL 320608268, LIVE OAK, FL 32060-8268

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUWANNEE FL
Recording DateJan 10, 2018
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Document Number0000199315
Book / Page002025 / 000256
Instrument DateJan 10, 2018
Instrument199315
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyGULLETT TITLE INC

Transaction

AmountAmount on Record
Tax$881.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2026 145TH RD LIVE OAK FL 320608268, LIVE OAK, FL 32060-8268

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSUWANNEE FL
Recording DateJul 26, 2017
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Document Number0000194868
Book / Page001998 / 000237
Instrument DateJul 13, 2017
Instrument194868
Transaction TypeForeclosure
Record UpdatedAug 1, 2017

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address5100 TOWN CENTER CIR #650BOCA BOCA RATON FL 334861049, 650BOC, BOCA RATON, FL 33486-1049

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSUWANNEE FL
Recording DateJun 8, 2017
Property Address2026 145TH RD, LIVE OAK, FL 32060-8268
Document Number0000193445
Book / Page001990 / 000401
Instrument DateMay 25, 2017
Instrument193445
Transaction TypeForeclosure
Record UpdatedJun 14, 2017

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address5100 TOWN CENTER CIR #650BOCA BOCA RATON FL 334861049, 650BOC, BOCA RATON, FL 33486-1049

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,700 Land $9,100 Building $135,600$167,800
2024$2,356.00 (+563.66%)
2023$355.00 (-79.56%)$126,263 (+33.34%)$149,363 (+26.8%)
2022$1,737.00$94,692 Land $9,100 Building $85,592$117,792

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2026 145th Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2026 145th Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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