2880 Stagecoach Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2880 Stagecoach Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,423 sqft · built 2017
Lot Size	4.51 acres (196,456 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2016)
Tax Bill	$7,753 (2025)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`202630332200010340`

Property Details

APN / Parcel Number

Primary APN	`202630332200010340`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,423 sqft Heated Area
Gross Area	5,662 sqft
1st Floor Area	3,423 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,456 sqft (4.51 acres)
Garage Type	Detached - Finished
Garage Area	825 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	654 sqft
Patio Area	288 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2880 STAGECOACH RD
City	SAINT CLOUD
State	FL
Zip	34772-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE PATH ESTATES PB 23 PG 99-100 LOT 34
Legal Range	30E
Legal Township	26S
Legal Section	20
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3322
Legal Block	1
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 202630332200010340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2880 STAGECOACH RD, SAINT CLOUD, FL 34772-7802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	2016156389
Deed Book / Page	5041 / 1140
Record Updated	Jun 08, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2880 STAGECOACH RD, SAINT CLOUD, FL 34772-7802
Document Number	0051912055
Instrument Date	Aug 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2880 STAGECOACH RD ST CLOUD FL 347727802, ST CLOUD, FL 34772-7802

Mortgage

Document Number	0051912055
Date	Aug 08, 2017
Book Page	005191/002055
Instrument	114564

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 07, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,753.00 (+6.28%) Homeowner's exemption	$549,042 (+5.99%)	$1,000,800 (+1.89%) Land $225,500 Building $775,300
2023	$7,295.00 (+3.56%) Homeowner's exemption	$518,029 (+3%)	$982,200 (+27.91%) Land $225,500 Building $756,700
2022	$7,044.00 Homeowner's exemption	$502,941	$767,900 Land $125,000 Building $642,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.