2861 Stagecoach Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2861 Stagecoach Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,154 sqft · built 2014
Lot Size	4.83 acres (210,394 sqft)
Owner	2 Company Names on File
Last Sale	$101,300 (Jul 2016)
Tax Bill	$7,997 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-26-30-3322-0001-0320`

Property Details

APN / Parcel Number

Primary APN	`20-26-30-3322-0001-0320`
Alternative APN	`263020332200010320`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,154 sqft Living Area
Gross Area	4,846 sqft
1st Floor Area	3,154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	210,394 sqft (4.83 acres)
Garage Type	Attached
Garage Area	607 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	47 sqft
Porch	Finished/Open Porch
Porch Area	1,085 sqft
Deck Area	920 sqft
Stable	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2861 STAGECOACH RD
City	SAINT CLOUD
State	FL
Zip	34772-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE PATH ESTATES PB 23 PG 99-100 LOT 32
Legal Range	30E
Legal Township	26S
Legal Section	20
Legal Subdivision	BRIDLE PATH ESTATES
Legal Tract	3322
Legal Block	320
Legal Lot Number	32
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 20-26-30-3322-0001-0320

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	2016111500
Deed Book / Page	4996 / 2456
Prior Transfer Date	Jan 09, 2013
Prior Transfer Doc	0049962456
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2861 STAGECOACH RD, SAINT CLOUD, FL 34772-7814
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054990364
Date	Mar 29, 2019
Book Page	5499/0364
Instrument	2019039616

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,997.00 (+4.18%) Homeowner's exemption	$566,701 (+5.99%)	$964,400 (+27.06%) Land $241,500 Building $722,900
2024	$7,676.00 (+1.98%)
2023	$7,527.00 (+3.54%) Homeowner's exemption	$534,690 (+3%)	$759,000 (+2.5%) Land $50,000 Building $709,000
2022	$7,270.00 Homeowner's exemption	$519,117	$740,500 Land $125,000 Building $615,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force 111 of 136 on primary residences
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022, other causes, Hurricane Ian
Flood Events	Hurricane Ian (Oct 2022), 2 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 157 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.