Osceola County property record for 2820 Stagecoach Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,986 sqft · built 2014 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Apr 2014) |
| Tax Bill | $5,405 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202630332200010150 |
| Primary APN | 202630332200010150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,986 sqft Heated Area |
| Gross Area | 4,499 sqft |
| 1st Floor Area | 2,986 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Finished |
| Garage Area | 569 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 22 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 645 sqft |
| Deck Area | 1,012 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 202630495000010150 |
|---|---|
| Street Address | 2820 STAGECOACH RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIDLE PATH ESTATES PB 23 PG 99-100 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3322 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
2820 Stagecoach Rd is owned and occupied by two individuals who bought it in April 2014.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 STAGECOACH RD, SAINT CLOUD, FL 34772-7802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on File |
| Deed Sale | Apr 11, 2014 · Amount on File |
| Prior Sale | Aug 4, 2003 · Amount on File |
| Deed Document Number | 2014050761 |
| Deed Book / Page | 4594 / 0813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2820 STAGECOACH RD, SAINT CLOUD, FL 34772-7802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2820 STAGECOACH RD, SAINT CLOUD, FL 34772-7802 |
| Document Number | 0057982638 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 5798/2638 |
| Instrument | 2020127459 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2045 |
The 2025 property tax bill for 2820 Stagecoach Rd was $5,405 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,405.00 Homeowner's exemption | $379,542 | $885,000 Land $225,000 Building $660,000 |
| 2023 | $5,061.00 (+3.84%) Homeowner's exemption | $358,103 (+3%) | $869,800 (+28.02%) Land $225,000 Building $644,800 |
| 2022 | $4,874.00 Homeowner's exemption | $347,673 | $679,400 Land $125,000 Building $554,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Stagecoach Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Stagecoach Rd is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Hotwire Communications.
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