2880 E Almeda Beach Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2880 E Almeda Beach Rd, Pinconning, MI 48650 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jan 2019)
Tax Bill	$2,338 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-001-400-015-01`

Property Details

APN / Parcel Number

Primary APN	`040-001-400-015-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	132 ft deep x 165 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2880 E ALMEDA BEACH RD
City	PINCONNING
State	MI
Zip	48650-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 264 FT OF W 165 FT OF NE 1/4 OF SE 1/4. SEC.1,T16N,R4E
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3028
Census Tract	286200

Owner

Source: Bay County records · APN 040-001-400-015-01

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2880 E ALMEDA BEACH RD, PINCONNING, MI 48650-7426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jan 07, 2019	Warranty Deed, Transfer · Conventional with PMI BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2019 · Amount on Record
Deed Sale	Jan 07, 2019 · Amount on Record
Prior Sale	Feb 08, 2007 · Amount on Record
Deed Document Number	2019176
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2880 E ALMEDA BEACH RD, PINCONNING, MI 48650-7426
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 E ALMEDA BEACH RD, PINCONNING, MI 48650-7426

Mortgage

Document Number	0000008534
Date	Jun 06, 2022
Instrument	202208534

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	239 Months
Due	May 01, 2042

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 07, 2019
Property Address	2880 E ALMEDA BEACH RD, PINCONNING, MI 48650-7426
Document Number	0000000176
Instrument Date	Dec 21, 2018
Instrument	176
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 E ALMEDA BEACH RD PINCONNING MI 486507426, PINCONNING, MI 48650-7426

Mortgage

Document Number	86
Date	Jan 07, 2019
Instrument	86

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10013

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2049

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,338.00 (+14.27%) Homeowner's exemption	$80,000 (+15.77%)	$160,000 (+15.77%)
2023		$69,100	$138,200
2022	$2,046.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172862003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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