2449 E Almeda Beach Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2449 E Almeda Beach Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1950
Lot Size	10.4 acres (455,638 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Sep 2023)
Tax Bill	$252 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`040-002-200-015-12`

Property Details

APN / Parcel Number

Primary APN	`040-002-200-015-12`

Interior

Full Baths	2 Baths
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	455,638 sqft (10.4 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2449 E ALMEDA BEACH RD
City	PINCONNING
State	MI
Zip	48650-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE
Legal Description	SE 1/4 OF NE 1/4 SEC 2 LYG S OF C/L JOHNSON DRAIN, EXC BEG @ PT ON E-W 1/4 LN 1020 FT W OF E 1/4 POST, TH N0?03'34"E 856.64
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3005
Census Tract	286200

Owner

Source: Bay County records · APN 040-002-200-015-12

Assessment roll updated May 18, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2023	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Sep 05, 2023	Correction Deed
Sep 05, 2023	Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2023 · Amount on Record
Deed Sale	Sep 05, 2023 · Amount on Record
Prior Sale	Sep 05, 2023 · Amount on Record
Deed Document Number	20239986
Last Transfer Date	Jun 19, 2025
Transfer Doc	0000008831
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 05, 2023
Property Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429
Document Number	0000009986
Instrument Date	Aug 07, 2023
Instrument	202309986
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,957.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 E ALMEDA BEACH RD, INVERNESS, FL 34450

Mortgage

Document Number	0000009987
Date	Sep 05, 2023
Instrument	202309987

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAY MI
Recording Date	Sep 05, 2023
Property Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429
Document Number	0000009985
Instrument Date	Aug 03, 2023
Instrument	202309985
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 S MOHICAN TRL, INVERNESS, FL 34450-5647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 05, 2023
Property Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429
Document Number	0000009984
Instrument Date	May 11, 2018
Instrument	202309984
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 E ALMEDA BEACH RD, PINCONNING, MI 48650-7429

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$252.00 (+3.28%) Homeowner's exemption	$94,800 (+10.1%)	$189,600 (+10.1%)
2025		$86,100 (+7.63%)	$172,200 (+7.63%)
2024	$244.00 (-92.72%)
2023		$80,000 (+27.59%)	$160,000 (+27.59%)
2022	$3,352.00 (+5.28%)	$62,700	$125,400
2021	$3,184.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), as of February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172862003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 8 locations within half a mile of this property.

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