2880 Chico River Rd, Chico, CA 95928 Property Records

Butte County property record for 2880 Chico River Rd, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,118 sqft · built 2000
Lot Size	4.78 acres (208,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jun 2017)
Tax Bill	$9,471 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-570-039-000`

Property Details

APN / Parcel Number

Primary APN	`039-570-039-000`
Alternative APN	`039-570-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	2,118 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	208,652 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	039-570-039
Street Address	2880 CHICO RIVER RD
City	CHICO
State	CA
Zip	95928-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHICO RIVER RD
Legal Subdivision	MOREHEAD RANCH 02
Legal Lot Number	64
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2010
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit GOLDEN VALLEY BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN VALLEY BANK
Dec 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 8, 2017	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	201719735
Prior Transfer Date	Dec 22, 2011
Prior Transfer Doc	0000043514
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621

Mortgage

Document Number	0000027951
Date	Jun 21, 2021
Instrument	2021-0027951

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621

Mortgage

Document Number	0000018030
Date	Apr 21, 2021
Instrument	2021-0018030

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007848
Date	Feb 4, 2019
Instrument	2019-0007848

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621
Document Number	0000000491
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2880 CHICO RIVER RD CHICO CA 959289621, CHICO, CA 95928-9621

Mortgage

Document Number	0000000491
Date	Jan 7, 2020
Instrument	491

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2035

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 8, 2017
Property Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621
Document Number	0000019735
Map Reference	MB10 PG8&9
Instrument Date	Jun 7, 2017
Instrument	2017-0019735
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 CHICO RIVER RD, CHICO, CA 95928-9621

Mortgage

Document Number	0000019736
Date	Jun 8, 2017
Instrument	2017-0019736

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$840,490 (+2%) Land $355,136 Building $485,354
2025	$9,471.00 (+8.2%) Homeowner's exemption	$824,011 (+4.04%) Land $348,173 Building $475,838
2024			$1,050,120
2023	$8,753.00 (+1.71%) Homeowner's exemption	$792,015 Land $334,654 Building $457,361
2022	$8,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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