288 S Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 288 S Centennial Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Nov 2025)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110-D50-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`110-D50-000-003-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	288 S CENTENNIAL RD
City	COLDWATER
State	MI
Zip	49036-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 DONBROCKS SUB SEC 10 T7S R6W
Legal Range	06W
Legal Township	07S
Legal Section	10
Legal Subdivision	DONBROCKS SUB
Legal Tract	3
Legal Lot Number	3
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1006
Census Tract	951000

Owner

Source: Branch County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	797 WILLIAMS DR, QUINCY, MI 49082-9656
Owner Type	Individual
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 9, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED LENDING TEAM LLC
Nov 25, 2024	Foreclosure Foreclosure Auction
Jun 10, 2021	Correction Deed
Jun 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Nov 25, 2024 · Amount on Record
Deed Document Number	20256847
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	0202104647
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	288 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104835
Date	Jun 18, 2021
Instrument	2021-04835

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 9, 2025
Property Address	288 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	0202507233
Instrument Date	Dec 5, 2025
Instrument	2025-07233
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 SCHAEFFER DR, COLDWATER, MI 49036-9457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 WILLIAMS DR, QUINCY, MI 49082-9656

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 19, 2025
Property Address	288 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	0202506847
Map Reference	LB 4 PG 11
Instrument Date	Nov 18, 2025
Instrument	2025-06847
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,010.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 WILLIAMS DR, QUINCY, MI 49082-9656

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 E SOUTHERN RD, COLDWATER, MI 49036-8007

Mortgage

Document Number	0202506848
Date	Nov 19, 2025
Instrument	2025-06848

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	BRANCH MI
Recording Date	Nov 25, 2024
Property Address	288 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	0202406259
Map Reference	LB 4 PG 11
Instrument Date	Nov 12, 2024
Instrument	2024-06259
Transaction Type	Foreclosure
Record Updated	Dec 25, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 15TH ST NW, WASHINGTON, DC 20005-1707

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 10, 2021
Property Address	288 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	0202104647
Instrument Date	Jun 9, 2021
Instrument	2021-04647
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 2, 2021
Property Address	288 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	0202104402
Map Reference	LB 4 PG 11
Instrument Date	May 11, 2021
Instrument	2021-04402
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 TAGGART RD, BRONSON, MI 49028-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 SOUTH CENTENNIAL ROAD, BRONSON, MI 49028

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,765 (+32.83%)	$221,530 (+32.83%)
2025	$2,257.00 (+72.82%)	$83,386	$166,772
2024	$1,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lakeland Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, DMCI Broadband, Spectrum.

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