296 S Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 296 S Centennial Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Tax Bill$2,299 (2025)
Deeds & MortgagesOct 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN110-D50-000-007-00

Property Details

APN / Parcel Number

Primary APN110-D50-000-007-00

Exterior

Lot Area16,117 sqft (0.37 acres)

Location & Zoning

Street Address296 S CENTENNIAL RD
CityCOLDWATER
StateMI
Zip49036-9452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 DONBROCKS SUB SEC 10 T7S R6W
Legal Range06W
Legal Township07S
Legal Section10
Legal SubdivisionDONBROCKS SUB
Legal Lot Number7
JurisdictionBRANCH MI
Township / Civil DivisionOVID
Census Block Group1
Census Block1006
Census Tract951000

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address296 S CENTENNIAL RD, COLDWATER, MI 49036-9452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2003
Deed SaleApr 14, 2003
Deed Book / Page955 / 310
Record UpdatedSep 20, 2026

October 2024: Deed, Transfer

Document TypeDeed
JurisdictionBRANCH MI
Recording DateOct 25, 2024
Property Address296 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number0202405716
Map ReferenceLB 4 PG 11
Instrument DateOct 24, 2024
Instrument2024-05716
Transaction TypeTransfer
Record UpdatedJun 10, 2025
Title CompanyBRANCH CNTY ABSTRACT & TTL I

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address286 COUNTRY CLUB DR, COLDWATER, MI 49036-8256

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address96 E ALDEN ST, COLDWATER, MI 49036-1412

Mortgage

Document Number0202405717
DateOct 25, 2024
Instrument2024-05717
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypePrivate Party
Address51 W PEARL ST, COLDWATER, MI 49036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionOvid Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,690 (+11.98%)$193,380 (+11.98%)
2025$2,299.00 (+61.79%)$86,344$172,688
2024$1,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Lakeland Internet
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T, DMCI Broadband, Spectrum.

Nearby Properties on S Centennial Rd

Nearby Streets

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