280 S Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 280 S Centennial Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Aug 2021)
Tax Bill	$1,439 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-D50-000-001-00`

Property Details

APN / Parcel Number

Primary APN	`110-D50-000-001-00`

Exterior

Lot Area	21,344 sqft (0.49 acres)

Location & Zoning

Street Address	280 S CENTENNIAL RD
City	COLDWATER
State	MI
Zip	49036-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 DONBROCKS SUB SEC 10 T7S R6W
Legal Range	06W
Legal Township	07S
Legal Section	10
Legal Subdivision	DONBROCKS SUB
Legal Lot Number	1
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1006
Census Tract	951000

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	280 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Apr 20, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Apr 20, 2017 · Amount on File
Deed Document Number	20216597
Prior Transfer Date	Jul 9, 1997
Prior Transfer Doc	0697000935
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 27, 2021
Property Address	280 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	202106597
Map Reference	LB 4 PG 11
Instrument Date	Aug 16, 2021
Instrument	2021-06597
Transaction Type	Transfer
Record Updated	Sep 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 S CENTENNIAL RD, 280, COLDWATER, MI 49036-9452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 N PARK ST # A, A, STURGIS, MI 49091-1339

Mortgage

Document Number	202106598
Date	Aug 27, 2021
Instrument	2021-06598

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 20, 2017
Property Address	280 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Document Number	201702937
Map Reference	LB4 PG11
Instrument Date	Apr 19, 2017
Instrument	2017-02937
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5551 BIGELOW RD, 5551, READING, MI 49274-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 S CENTENNIAL RD, COLDWATER, MI 49036-9452

Mortgage

Document Number	201702938
Date	Apr 20, 2017
Instrument	2017-02938

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,027 (+12.5%)	$146,054 (+12.5%)
2025	$1,439.00 (+2.64%)	$64,911	$129,822
2024	$1,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lakeland Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, DMCI Broadband, Spectrum.

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