288 Keystone Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 288 Keystone Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,595 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$5,515 (2025)
Deeds & Mortgages	May 2022 Transfer
APN	`04-08-0-402-021`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-402-021`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
Upper Floors Area	18 sqft
Basement Area	1,595 sqft
Unfinished Basement	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	288 KEYSTONE CT
City	O FALLON
State	IL
Zip	62269-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE PLAT 4 LOT 137 A02665639 A02745865
Legal Subdivision	HEARTHSTONE PLAT 4
Legal Block	402
Legal Lot Number	137
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504353

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	288 KEYSTONE CT, O FALLON, IL 62269-7049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022
Deed Sale	May 11, 2022
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	20222745865
Prior Transfer Date	Nov 27, 2007
Prior Transfer Doc	0002078796
Record Updated	Oct 29, 2026

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 11, 2022
Property Address	288 KEYSTONE CT, O FALLON, IL 62269-7049
Document Number	0A02745865
Map Reference	MB 105 PG 71
Instrument Date	May 3, 2022
Instrument	A02745865
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	288 KEYSTONE CT, 288, O FALLON, IL 62269-7049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ANDRESEN CT, HAZEL PARK, MI 48030-1117

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,515.00 (+9.9%) Homeowner's exemption Senior Citizen's exemption	$87,520 (+9.62%) Land $10,063 Building $77,457	$262,560 (+9.62%) Land $30,189 Building $232,371
2024	$5,018.00	$79,840 (+22.55%) Land $9,180 Building $70,660	$239,520 (+22.55%) Land $27,540 Building $211,980
2022		$65,148 Land $7,491 Building $57,657	$195,444 Land $22,473 Building $172,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20